SPI PHARMA F/K/A SPI POLYOLS, INC.

Plan Overview & Key Metrics

SPI PHARMA F/K/A SPI POLYOLS, INC. is a defined contribution retirement plan offered by SPI POLYOLS, INC.. Below is a snapshot of the plan’s financial health, participant activity, and employer generosity based on publicly filed data. Use these metrics to benchmark your own contributions and see how this plan compares to peers.

SPI PHARMA F/K/A SPI POLYOLS, INC. Total Retirement Plan Assets

At the end of 2009, the total retirement plan assets of SPI PHARMA F/K/A SPI POLYOLS, INC. is $18,007,227.00.This plan was established in 1994.

SPI PHARMA F/K/A SPI POLYOLS, INC. Total Number of Retirement Plan Participants

At the end of 2009, the total number of retirement plan participants in SPI PHARMA F/K/A SPI POLYOLS, INC. is 228

SPI PHARMA F/K/A SPI POLYOLS, INC. Average Participant Retirement Account Value

In 2009, the average participant retirement account value for SPI PHARMA F/K/A SPI POLYOLS, INC. is $78,979.00

SPI PHARMA F/K/A SPI POLYOLS, INC. Estimated Average Employee Contribution Amount

In 2009, the estimated average employee contribution amount per participant for SPI PHARMA F/K/A SPI POLYOLS, INC. is $6,479.00.

SPI PHARMA F/K/A SPI POLYOLS, INC. Estimated Average Employer Match

In 2009, the estimated average employer match for an employee in SPI PHARMA F/K/A SPI POLYOLS, INC. is approximately $3,880.00
Investing in this additonal $3,880.00 for 20 years would give you extra $248,346.00, assuming a 10% annual return.

SPI PHARMA F/K/A SPI POLYOLS, INC. Total Employer Contribution and Match Rate

In 2009, SPI PHARMA F/K/A SPI POLYOLS, INC. allocates $884,736.00 to match its employees’ contributions, providing an employer match rate of 119.77% of their contributions

SPI PHARMA F/K/A SPI POLYOLS, INC. Total Retirement Plan Asset Growth Rate

In 2009, the total retirement plan asset growth rate of SPI PHARMA F/K/A SPI POLYOLS, INC. is 20.96%.

SPI PHARMA F/K/A SPI POLYOLS, INC. Estimated Aggregate Retirement Account Investment Gain/Loss

In 2009, the estimated aggregate retirement account investment gain/loss for SPI PHARMA F/K/A SPI POLYOLS, INC. is 23.27%. This measures the effectiveness of the plan participants’ investments in the year.

SPI PHARMA F/K/A SPI POLYOLS, INC. Expense Ratio

In 2009, the investment and administrative expense ratio of SPI PHARMA F/K/A SPI POLYOLS, INC. is 0.03%.

* Data are from public filings.

Plan Administrator & Contact

Need to reach the plan administrator, update beneficiaries, or request a distribution? Use the contact details below. If the plan uses an external recordkeeper (such as Fidelity, Vanguard, or Empower), their portal is typically the fastest way to manage your account day to day.

Please log in to view contact information.

Enrollment & Brokerage Features

The following features describe how SPI PHARMA F/K/A SPI POLYOLS, INC. handles enrollment, default investments, and access to self-directed brokerage windows. Plans that offer auto-enrollment tend to have higher participation rates, and a brokerage window can give you access to investments beyond the plan’s core lineup.

SPI PHARMA F/K/A SPI POLYOLS, INC. has the following features:
    Default Investments: It uses a default investment account for participants or employees who fail to direct assets in their account.

What Should You Do Next?

Your 401(k) is likely your single largest wealth-building tool. Here is how to make the most of SPI PHARMA F/K/A SPI POLYOLS, INC.:

  1. Contribute enough to capture the full employer match. This is free money — see the match details on the Contribution & Match page.
  2. Review your investment allocation. Make sure your mix of stocks, bonds, and other assets matches your age and risk tolerance. Check available investment options.
  3. Keep your beneficiary designations current. Life events (marriage, divorce, children) mean your beneficiary form may need updating.
  4. Increase contributions over time. Even a 1% annual bump can add tens of thousands to your retirement balance over a career.

Use our 401(k) Savings Calculator to project how your current contribution rate translates into retirement wealth, or try the Asset Allocation Calculator to find an allocation that fits your risk profile.

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