SPECTRUM VOIP, INC. 401(K) PLAN

Plan Contact

  • Address: 7600 WINDROSE AVE, SUITE 350,PLANO,TX
  • Contact person: RENE GARZA
  • Phone: (972) 312-0388

Plan General Information

SPECTRUM VOIP, INC. 401(K) PLAN Total Retirement Plan Assets

At the end of 2023, the total retirement plan assets of SPECTRUM VOIP, INC. 401(K) PLAN is $2,641,077.00.This plan was established in 2019.

SPECTRUM VOIP, INC. 401(K) PLAN Total Number of Retirement Plan Participants

At the end of 2023, the total number of retirement plan participants in SPECTRUM VOIP, INC. 401(K) PLAN is 291

SPECTRUM VOIP, INC. 401(K) PLAN Average Participant Retirement Account Value

In 2023, the average participant retirement account value for SPECTRUM VOIP, INC. 401(K) PLAN is $9,075.00

SPECTRUM VOIP, INC. 401(K) PLAN Estimated Average Employee Contribution Amount

In 2023, the estimated average employee contribution amount per participant for SPECTRUM VOIP, INC. 401(K) PLAN is $2,798.00.

SPECTRUM VOIP, INC. 401(K) PLAN Estimated Average Employer Match

In 2023, the estimated average employer match for an employee in SPECTRUM VOIP, INC. 401(K) PLAN is approximately $505.00
Investing in this additonal $505.00 for 20 years would give you extra $32,323.00, assuming a 10% annual return.

SPECTRUM VOIP, INC. 401(K) PLAN Total Employer Contribution and Match Rate

In 2023, SPECTRUM VOIP, INC. 401(K) PLAN allocates $146,969.00 to match its employees' contributions, providing an employer match rate of 19.82% of their contributions

SPECTRUM VOIP, INC. 401(K) PLAN Total Retirement Plan Asset Growth Rate

In 2023, the total retirement plan asset growth rate of SPECTRUM VOIP, INC. 401(K) PLAN is 57.41%.

SPECTRUM VOIP, INC. 401(K) PLAN Estimated Aggregate Retirement Account Investment Gain/Loss

In 2023, the estimated aggregate retirement account investment gain/loss for SPECTRUM VOIP, INC. 401(K) PLAN is 18.58%. This measures the effectiveness of the plan participants' investments in the year.

SPECTRUM VOIP, INC. 401(K) PLAN Expense Ratio

In 2023, the investment and administrative expense ratio of SPECTRUM VOIP, INC. 401(K) PLAN is 1.11%.

Enrollment Features

SPECTRUM VOIP, INC. 401(K) PLAN has the following features:
    Automatic Enrollment: It provides automatic enrollment with elective contributions deducted from payroll.
    Default Investments: It uses a default investment account for participants or employees who fail to direct assets in their account.

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