SPEC SERVICES, INC. 401(K) PLAN

Plan Contact

  • Address: 10540 TALBERT AVENUE,,FOUNTAIN VALLEY,CA
  • Contact person: KIM R HENRY
  • Phone: (714) 963-8077

Plan General Information

SPEC SERVICES, INC. 401(K) PLAN Total Retirement Plan Assets

At the end of 2023, the total retirement plan assets of SPEC SERVICES, INC. 401(K) PLAN is $90,700,229.00.This plan was established in 1981.

SPEC SERVICES, INC. 401(K) PLAN Total Number of Retirement Plan Participants

At the end of 2023, the total number of retirement plan participants in SPEC SERVICES, INC. 401(K) PLAN is 238

SPEC SERVICES, INC. 401(K) PLAN Average Participant Retirement Account Value

In 2023, the average participant retirement account value for SPEC SERVICES, INC. 401(K) PLAN is $381,093.00

SPEC SERVICES, INC. 401(K) PLAN Estimated Average Employee Contribution Amount

In 2023, the estimated average employee contribution amount per participant for SPEC SERVICES, INC. 401(K) PLAN is $6,563.00.

SPEC SERVICES, INC. 401(K) PLAN Estimated Average Employer Match

In 2023, the estimated average employer match for an employee in SPEC SERVICES, INC. 401(K) PLAN is approximately $14,751.00
Investing in this additonal $14,751.00 for 20 years would give you extra $944,104.00, assuming a 10% annual return.

SPEC SERVICES, INC. 401(K) PLAN Total Employer Contribution and Match Rate

In 2023, SPEC SERVICES, INC. 401(K) PLAN allocates $3,510,888.00 to match its employees' contributions, providing an employer match rate of 242.05% of their contributions

SPEC SERVICES, INC. 401(K) PLAN Total Retirement Plan Asset Growth Rate

In 2023, the total retirement plan asset growth rate of SPEC SERVICES, INC. 401(K) PLAN is 15.46%.

SPEC SERVICES, INC. 401(K) PLAN Estimated Aggregate Retirement Account Investment Gain/Loss

In 2023, the estimated aggregate retirement account investment gain/loss for SPEC SERVICES, INC. 401(K) PLAN is 15.36%. This measures the effectiveness of the plan participants' investments in the year.

SPEC SERVICES, INC. 401(K) PLAN Expense Ratio

In 2023, the investment and administrative expense ratio of SPEC SERVICES, INC. 401(K) PLAN is 0.02%.

Enrollment Features

SPEC SERVICES, INC. 401(K) PLAN has the following features:
    Automatic Enrollment: It provides automatic enrollment with elective contributions deducted from payroll.
    Default Investments: It uses a default investment account for participants or employees who fail to direct assets in their account.

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