ZIEGLER 401(K) RETIREMENT PLAN Contribution & Employer Match

How B. C. ZIEGLER AND COMPANY Supports Your Retirement Savings

B. C. ZIEGLER AND COMPANY provides retirement savings benefits through ZIEGLER 401(K) RETIREMENT PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

ZIEGLER 401(K) RETIREMENT PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for ZIEGLER 401(K) RETIREMENT PLAN is $343,614.00

ZIEGLER 401(K) RETIREMENT PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for ZIEGLER 401(K) RETIREMENT PLAN is $8,941.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
572,248.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 8,941.00 in ZIEGLER 401(K) RETIREMENT PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in ZIEGLER 401(K) RETIREMENT PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

ZIEGLER 401(K) RETIREMENT PLAN Total Employer Contribution and Match Rate

In 2024, ZIEGLER 401(K) RETIREMENT PLAN allocates $556,599.00 to match its employees’ contributions, providing an employer match rate of 19.95% of their contributions

ZIEGLER 401(K) RETIREMENT PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in ZIEGLER 401(K) RETIREMENT PLAN is approximately $1,778.00
Investing in this additonal $1,778.00 for 20 years would give you extra $113,809.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

ZIEGLER 401(K) RETIREMENT PLAN Contribution & Match Policy

ZIEGLER 401(K) RETIREMENT PLAN Plan Policies

ZIEGLER 401(K) RETIREMENT PLAN Contribution, Match and Other Plan Policies

  • Each participant may elect to reduce their earnings by 1% to 50%, in whole percentages, by a before-tax contribution or after-tax Roth contribution to the Plan.
  • All newly eligible employees are automatically enrolled in the Plan.
  • Participant contributions are established at a rate of 6% of eligible earnings and as before-tax contributions.
  • Annually, participants who are deferring less than 6% have their deferral percentage increased by 1%, up to a maximum of 6%, unless otherwise directed by the participant.
  • Participants who have attained age 50 before the end of the Plan year are eligible to make catch-up contributions.
  • The Plan provides for Employer matching contributions equal to 100% of salary deferrals up to 2% of compensation.
  • A participant is at all times fully vested and has a nonforfeitable interest in their before-tax and after-tax contributions, including earnings thereon.
  • A participant shall be 100% vested in Employer matching contributions and 401(k) match contributions, if any, and earnings thereon, after three years of service (based on a minimum of 1,000 hours worked each calendar year).
  • A participant shall be 100% vested in profit sharing contributions, and earnings thereon, after three years of service (based on a minimum of 1,000 hours worked each calendar year).
  • Participants become 100% vested in all Employer contributions in the event of death or disability while still employed by the Employer, upon normal retirement date, or upon termination of the Plan.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

Get Key Insights for This Plan

Join our community and get data-driven insights about ZIEGLER 401(K) RETIREMENT PLAN. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.

Notify Me When Ratings Go Live

Explore More Plan Resources

Plan Login Directory Employer Match Guide Rollover Options Hub

Recent Articles

More Articles

Puzzled on what to invest?

  • We ask a few questions to decide your personal return and risk expectations
  • We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a  brokerage account
  • We monitor and send timely rebalance emails on what investment funds to buy and sell

Get Started

Looking for ideas to generate income?

  • ETF or mutual fund income portfolios for 4-7% annual income
  • Dividend stock funds
  • Passive real estate investments
  • more …

Click for tips and plans for income

Portfolio Calculator (Simulator)

Quickly enter fund allocation and get a back test result on the performance of this ‘lazy’ portfolio.

Customize Asset Allocation Portfolios

Build a custom model portfolio using our asset strategic or tactical strategies, tailored to a 401(k) plan or for a brokerage account.

Retirement Calculator

See how much you can save for retirement.

Investment Calculator

Grow your wealth and see the power of compounding.


Looking for a (forgotten) 401(k)?

Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …

Keep researching ZIEGLER 401(K) RETIREMENT PLAN

Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.

Related Calculators

Related Plans