YOUNG INNOVATIONS, INC. 401(K) PROGRAM Contribution & Employer Match

How YOUNG INNOVATIONS, INC. Supports Your Retirement Savings

YOUNG INNOVATIONS, INC. provides retirement savings benefits through YOUNG INNOVATIONS, INC. 401(K) PROGRAM. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

YOUNG INNOVATIONS, INC. 401(K) PROGRAM Average Participant Retirement Account Value

In 2024, the average participant retirement account value for YOUNG INNOVATIONS, INC. 401(K) PROGRAM is $59,039.00

YOUNG INNOVATIONS, INC. 401(K) PROGRAM Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for YOUNG INNOVATIONS, INC. 401(K) PROGRAM is $5,369.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
343,635.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 5,369.00 in YOUNG INNOVATIONS, INC. 401(K) PROGRAM, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in YOUNG INNOVATIONS, INC. 401(K) PROGRAM

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

YOUNG INNOVATIONS, INC. 401(K) PROGRAM Total Employer Contribution and Match Rate

In 2024, YOUNG INNOVATIONS, INC. 401(K) PROGRAM allocates $1,068,037.00 to match its employees’ contributions, providing an employer match rate of 25.85% of their contributions

YOUNG INNOVATIONS, INC. 401(K) PROGRAM Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in YOUNG INNOVATIONS, INC. 401(K) PROGRAM is approximately $1,294.00
Investing in this additonal $1,294.00 for 20 years would give you extra $82,853.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

YOUNG INNOVATIONS, INC. 401(K) PROGRAM Contribution & Match Policy

YOUNG INNOVATIONS, INC. 401(K) PROGRAM Plan Policies

YOUNG INNOVATIONS, INC. 401(K) PROGRAM Contribution, Match and Other Plan Policies

  • Employees may contribute up to 100% of their eligible earnings, as defined in the Plan, to the Plan through payroll deductions.
  • Participants’ contributions are invested in investment funds as directed by the participants.
  • Employees are automatically enrolled at a 6% deferral rate upon becoming eligible to participate in the Plan and they may elect to change or discontinue deferrals at any time.
  • The automatic enrollment feature includes annual increases of 1% until 10% deferral is attained.
  • The Company may contribute a discretionary matching contribution to each eligible participant.
  • The Company elected to make matching contributions equal to 33.3% of the first 9% of elective deferrals that a participant contributed to the Plan.
  • Participants are vested immediately in their contributions and rollovers, plus actual earnings thereon.
  • Vesting in the Company’s contribution portion of each participant’s account, plus earnings thereon, is based on years of continuous service.
  • A participant’s account vests one-third each year following the first year of service and is 100% vested after four years of credited service.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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