WIND RIVER SYSTEMS, INC. 401(K) PLAN Contribution & Employer Match
How WIND RIVER SYSTEMS, INC. Supports Your Retirement Savings
WIND RIVER SYSTEMS, INC. provides retirement savings benefits through WIND RIVER SYSTEMS, INC. 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
WIND RIVER SYSTEMS, INC. 401(K) PLAN Average Participant Retirement Account Value
WIND RIVER SYSTEMS, INC. 401(K) PLAN Estimated Average Employee Contribution Amount
704,041.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 11,000.00 in WIND RIVER SYSTEMS, INC. 401(K) PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in WIND RIVER SYSTEMS, INC. 401(K) PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
WIND RIVER SYSTEMS, INC. 401(K) PLAN Total Employer Contribution and Match Rate
WIND RIVER SYSTEMS, INC. 401(K) PLAN Estimated Average Employer Match
Investing in this additonal $3,663.00 for 20 years would give you extra $234,464.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
WIND RIVER SYSTEMS, INC. 401(K) PLAN Contribution & Match Policy
WIND RIVER SYSTEMS, INC. 401(K) PLAN Contribution, Match and Other Plan Policies
- Each year, participants may contribute an amount of eligible pre-tax annual compensation and voluntary after-tax contribution as defined in the Plan agreement, not to exceed the maximum statutory amount.
- The Plan allows for ROTH deferral contributions.
- Participants who are age 50 or older can elect to make catch-up contributions to the Plan, not to exceed the maximum statutory amount.
- In 2024, the Company matched the lesser of 100% of a participant’s salary deferrals up to 4% of the participant’s eligible plan compensation or an annual maximum amount of $11,000 per participant, applied on a plan year basis.
- Participants are 100% vested in their contributions and rollover amounts plus actual earnings thereon.
- Effective January 1, 2024, the Plan was amended to change the vesting in the discretionary matching contributions and related earnings to 100% immediately, which was previously 100% after one year of credited service.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
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