WEST PHARMACEUTICAL SERVICES, INC. 401(K) PLAN Contribution & Employer Match

How WEST PHARMACEUTICAL SERVICES, INC. Supports Your Retirement Savings

WEST PHARMACEUTICAL SERVICES, INC. provides retirement savings benefits through WEST PHARMACEUTICAL SERVICES, INC. 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

WEST PHARMACEUTICAL SERVICES, INC. 401(K) PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for WEST PHARMACEUTICAL SERVICES, INC. 401(K) PLAN is $93,741.00

WEST PHARMACEUTICAL SERVICES, INC. 401(K) PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for WEST PHARMACEUTICAL SERVICES, INC. 401(K) PLAN is $5,182.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
331,691.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 5,182.00 in WEST PHARMACEUTICAL SERVICES, INC. 401(K) PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in WEST PHARMACEUTICAL SERVICES, INC. 401(K) PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

WEST PHARMACEUTICAL SERVICES, INC. 401(K) PLAN Total Employer Contribution and Match Rate

In 2024, WEST PHARMACEUTICAL SERVICES, INC. 401(K) PLAN allocates $23,275,031.00 to match its employees’ contributions, providing an employer match rate of 88.40% of their contributions

WEST PHARMACEUTICAL SERVICES, INC. 401(K) PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in WEST PHARMACEUTICAL SERVICES, INC. 401(K) PLAN is approximately $4,189.00
Investing in this additonal $4,189.00 for 20 years would give you extra $268,106.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

WEST PHARMACEUTICAL SERVICES, INC. 401(K) PLAN Contribution & Match Policy

WEST PHARMACEUTICAL SERVICES, INC. 401(K) PLAN Plan Policies

WEST PHARMACEUTICAL SERVICES, INC. 401(K) PLAN Contribution, Match and Other Plan Policies

  • Eligible employees may contribute up to 75% of pre-tax annual compensation to the Plan, of which all or a portion can be designated by the participant as Roth contributions, provided such contributions do not exceed the limits of the Code.
  • Employees hired on January 1, 2020 or later are automatically enrolled in the Plan 30 days following their date of hire at a pre-tax contribution rate of 3% of eligible compensation.
  • Furthermore, this rate will increase by 1% on April 1st every year until a 10% contribution deferral rate is reached.
  • Employees may choose to decline participation or escalation by contacting FMTC, recordkeeper for the Plan.
  • The Company matches 100% of the first 3% of compensation that a participant contributes to the Plan and 50% of the next 2% of compensation contributed to the Plan.
  • Vesting schedule:
  • Less than 3 years: 0%

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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