VT MOBILE AEROSPACE ENGINEERING, INC. 401(K) PLAN Contribution & Employer Match

How VT MOBILE AEROSPACE ENGINEERING, INC. Supports Your Retirement Savings

VT MOBILE AEROSPACE ENGINEERING, INC. provides retirement savings benefits through VT MOBILE AEROSPACE ENGINEERING, INC. 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

VT MOBILE AEROSPACE ENGINEERING, INC. 401(K) PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for VT MOBILE AEROSPACE ENGINEERING, INC. 401(K) PLAN is $18,387.00

VT MOBILE AEROSPACE ENGINEERING, INC. 401(K) PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for VT MOBILE AEROSPACE ENGINEERING, INC. 401(K) PLAN is $1,745.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
111,723.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 1,745.00 in VT MOBILE AEROSPACE ENGINEERING, INC. 401(K) PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in VT MOBILE AEROSPACE ENGINEERING, INC. 401(K) PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

VT MOBILE AEROSPACE ENGINEERING, INC. 401(K) PLAN Total Employer Contribution and Match Rate

In 2024, VT MOBILE AEROSPACE ENGINEERING, INC. 401(K) PLAN allocates $1,389,412.00 to match its employees’ contributions, providing an employer match rate of 71.93% of their contributions

VT MOBILE AEROSPACE ENGINEERING, INC. 401(K) PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in VT MOBILE AEROSPACE ENGINEERING, INC. 401(K) PLAN is approximately $1,026.00
Investing in this additonal $1,026.00 for 20 years would give you extra $65,722.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

VT MOBILE AEROSPACE ENGINEERING, INC. 401(K) PLAN Contribution & Match Policy

VT MOBILE AEROSPACE ENGINEERING, INC. 401(K) PLAN Plan Policies

VT MOBILE AEROSPACE ENGINEERING, INC. 401(K) PLAN Contribution, Match and Other Plan Policies

  • Plan participants may elect to contribute a portion of their compensation to the Plan on a before-tax basis.
  • These contributions are referred to as elective salary deferrals.
  • The total of elective salary deferrals for a participant may not exceed limits as determined by the IRC.
  • The Plan utilizes an automatic contribution arrangement, with an automatic enrollment at 3% of compensation with no escalation upon reaching eligible status.
  • Participants may also contribute amounts representing distributions from other qualified plans.
  • The Company makes matching contributions for eligible participants equal to 100% of each participant’s total elective salary deferrals not to exceed 3% of each participant’s compensation and 50% of each participant’s total elective salary deferrals up to the next 2% of the participant’s compensation.
  • Vesting schedule: Years of Service Vested Percentage:
  • Less than 2 years: 0%

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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