VOLT TECHNICAL SERVICES SAVINGS PLAN Contribution & Employer Match
How VOLT INFORMATION SCIENCES, INC. Supports Your Retirement Savings
VOLT INFORMATION SCIENCES, INC. provides retirement savings benefits through VOLT TECHNICAL SERVICES SAVINGS PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
VOLT TECHNICAL SERVICES SAVINGS PLAN Estimated Average Employee Contribution Amount
23,449.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 366.00 in VOLT TECHNICAL SERVICES SAVINGS PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in VOLT TECHNICAL SERVICES SAVINGS PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
VOLT TECHNICAL SERVICES SAVINGS PLAN Contribution & Match Policy
1. Employee Contribution Rates: Participants can contribute up to 60% of eligible compensation.
2. Employer Match/Contribution Conditions: The company could make an employer discretionary contribution for each participant’s elective deferrals.
3. Vesting Schedule/Eligibility: Participating employees vest 100% after five years of service if all hours of service were before January 1, 2002, or 100% after three years of service if all hours of service were on or after January 1, 2002. If credited with service between January 1, 2004, and December 31, 2009, they will vest 20% for one year and 40% for two years. Eligibility requires employees to be hired for fulfilling contractual obligations and not fall under specific exclusions.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
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