VERISMA SYSTEMS, INC. 401(K) PLAN Contribution & Employer Match
How VERISMA SYSTEMS, INC. Supports Your Retirement Savings
VERISMA SYSTEMS, INC. provides retirement savings benefits through VERISMA SYSTEMS, INC. 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
VERISMA SYSTEMS, INC. 401(K) PLAN Average Participant Retirement Account Value
VERISMA SYSTEMS, INC. 401(K) PLAN Estimated Average Employee Contribution Amount
184,379.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 2,880.00 in VERISMA SYSTEMS, INC. 401(K) PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in VERISMA SYSTEMS, INC. 401(K) PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
VERISMA SYSTEMS, INC. 401(K) PLAN Contribution & Match Policy
VERISMA SYSTEMS, INC. 401(K) PLAN Contribution, Match and Other Plan Policies
- The Plan provides for an automatic election to have elective deferral contributions after an employee meets the eligibility requirements.
- The automatic elective deferral contribution is 4% of the employee’s compensation.
- The participant may affirmatively elect a different percentage or elect not to make deferral contributions.
- Participants may contribute any percentage of their annual compensation to the Plan subject to annual limitations in accordance with the provisions of the Internal Revenue Code (IRC).
- Employee rollover and catch-up contributions are permitted.
- The Company may make discretionary matching contributions equal to a percentage of each participant’s elected salary deferral.
- The Company may also make discretionary profit sharing contributions to the Plan which are allocated to participant accounts in the same ratio as each participant’s compensation bears to the total of such compensation of all participants.
- Participants are 10
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
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