VAISALA INC. 401(K) PLAN Contribution & Employer Match

How VAISALA INC. Supports Your Retirement Savings

VAISALA INC. provides retirement savings benefits through VAISALA INC. 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

VAISALA INC. 401(K) PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for VAISALA INC. 401(K) PLAN is $167,841.00

VAISALA INC. 401(K) PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for VAISALA INC. 401(K) PLAN is $7,173.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
459,110.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 7,173.00 in VAISALA INC. 401(K) PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in VAISALA INC. 401(K) PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

VAISALA INC. 401(K) PLAN Total Employer Contribution and Match Rate

In 2024, VAISALA INC. 401(K) PLAN allocates $1,011,844.00 to match its employees’ contributions, providing an employer match rate of 29.26% of their contributions

VAISALA INC. 401(K) PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in VAISALA INC. 401(K) PLAN is approximately $1,976.00
Investing in this additonal $1,976.00 for 20 years would give you extra $126,480.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

VAISALA INC. 401(K) PLAN Contribution & Match Policy

VAISALA INC. 401(K) PLAN Plan Policies

VAISALA INC. 401(K) PLAN Contribution, Match and Other Plan Policies

  • Eligible participants are permitted to elect to have a percentage, limited to 60% of their compensation contributed as pretax 401(k), Roth, or after-tax contributions to the Plan.
  • The Plan includes an auto-enrollment provision whereby all newly eligible employees are automatically enrolled in the Plan unless they affirmatively elect not to participate in the Plan.
  • Automatically enrolled participants have their deferral rate set at 6% of eligible compensation, and their contributions invested in the designated default fund until changed by the participant.
  • Participants currently with a deferral rate greater than zero will have that deferral increased annually by 1% until a deferral rate of 6% is reached.
  • Participants who have attained age 50 before the end of the Plan year are eligible to make catch-up contributions.
  • For the year ended December 31, 2024 the Employer made matching contributions of 50% of deferrals up to 6% of annual eligible compensation.
  • There were no discretionary nonelective Employer contributions made during 2024.
  • Effective January 1, 2025, the Employer will make a 401(k) Safe Harbor matching contribution of 100% of the first 3% of eligible participant compensation contributed to the Plan and 50% of the next 2% of eligible participant compensation contributed to the Plan.
  • All participants are immediately vested in their contributions plus actual earnings or losses thereon.
  • Vesting in the Employer’s discretionary matching contributions and discretionary nonelective Employer contributions is based on continuous years of service.
  • Effective May 8, 2017, vesting in the Employer’s discretionary matching contributions and discretionary nonelective contributions is based on continuous years of service and can differ based on classes of employees.
  • All participants, other than those outlined below, are immediately 100% vested.
  • Handar participants hired before October 1, 1999 vest at 30% after three years of service, 70% after four years, and 100% after five years.
  • Artais Weather Check Inc.
  • employees hired before January 1, 1999 vest at 100% after three years of service.
  • Former participants in the 3Tier 401(k) Plan that had assets transfer to this Plan on August 10, 2015 vest at 25% after one year of service, 50% after two years, 75% after three years, and 100% after four years.
  • The 3Tier vesting schedule only applies to discretionary match contributions.
  • Participants will be 100% vested upon permanent disability or death.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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