UNIVERSAL HEALTH SERVICES, INC. RETIREMENT SAVINGS PLAN Contribution & Employer Match

How UNIVERSAL HEALTH SERVICES, INC. Supports Your Retirement Savings

UNIVERSAL HEALTH SERVICES, INC. provides retirement savings benefits through UNIVERSAL HEALTH SERVICES, INC. RETIREMENT SAVINGS PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

UNIVERSAL HEALTH SERVICES, INC. RETIREMENT SAVINGS PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for UNIVERSAL HEALTH SERVICES, INC. RETIREMENT SAVINGS PLAN is $45,488.00

UNIVERSAL HEALTH SERVICES, INC. RETIREMENT SAVINGS PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for UNIVERSAL HEALTH SERVICES, INC. RETIREMENT SAVINGS PLAN is $3,420.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
218,919.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 3,420.00 in UNIVERSAL HEALTH SERVICES, INC. RETIREMENT SAVINGS PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in UNIVERSAL HEALTH SERVICES, INC. RETIREMENT SAVINGS PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

UNIVERSAL HEALTH SERVICES, INC. RETIREMENT SAVINGS PLAN Total Employer Contribution and Match Rate

In 2024, UNIVERSAL HEALTH SERVICES, INC. RETIREMENT SAVINGS PLAN allocates $79,262,984.00 to match its employees’ contributions, providing an employer match rate of 30.26% of their contributions

UNIVERSAL HEALTH SERVICES, INC. RETIREMENT SAVINGS PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in UNIVERSAL HEALTH SERVICES, INC. RETIREMENT SAVINGS PLAN is approximately $982.00
Investing in this additonal $982.00 for 20 years would give you extra $62,898.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

UNIVERSAL HEALTH SERVICES, INC. RETIREMENT SAVINGS PLAN Contribution & Match Policy

UNIVERSAL HEALTH SERVICES, INC. RETIREMENT SAVINGS PLAN Contribution, Match and Other Plan Policies

  • The Plan is funded by employee contributions up to a maximum of 50% of eligible compensation (16% for highly compensated employees as defined in the Plan Document) and by employer-matching and profit sharing contributions.
  • Employees attaining the age of 50 or older can elect to make additional catch-up contributions to the Plan.
  • Contributions are subject to certain Internal Revenue Service (IRS) limitations.
  • The Plan includes an auto-enrollment provision whereby all newly eligible employees are automatically enrolled in the Plan at a contribution rate of 6% of eligible compensation unless they affirmatively elect not to participate in the Plan or elect to contribute at a different rate.
  • Contribution elections for employees contributing less than 6% of their eligible base salary compensation will be automatically increased by 1% unless the employee affirmatively elects to change their election during an opt-out period during the first quarter of the year.
  • Participant contributions may be made on a before-tax, after-tax or Roth 401(k) basis or a combination of all three.
  • For management employees, union represented Verizon Wireless employees and certain union represented employees eligible to participate in the Plan, the employer-matching contributions are equivalent in value to 100% of the first 6% of eligible compensation that the participant contributes to the Plan.
  • For all other union represented employees eligible to participate in the Plan, the employer-matching contributions are equivalent to 100% of the first 4% and 50% of the next 2% of eligible compensation that the participant contributes to the Plan.
  • There was no profit sharing contribution made for 2024.
  • Participants are always vested in the value of their contributions and earnings thereon.
  • A participant shall be fully vested in the employer-matching and profit sharing contributions allocated to his or her account or Employee Stock Ownership Plan (ESOP) account and any income thereon upon completing three years of vesting service or upon death, disability, retirement from Verizon or its Participating Affiliates, attainment of normal retirement age, or involuntary termination (other than for cause).

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

Get Key Insights for This Plan

Join our community and get data-driven insights about UNIVERSAL HEALTH SERVICES, INC. RETIREMENT SAVINGS PLAN. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.

Notify Me When Ratings Go Live

Recent Articles

Puzzled on what to invest?

  • We ask a few questions to decide your personal return and risk expectations
  • We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a  brokerage account
  • We monitor and send timely rebalance emails on what investment funds to buy and sell

Looking for ideas to generate income?

  • ETF or mutual fund income portfolios for 4-7% annual income
  • Dividend stock funds
  • Passive real estate investments
  • more …

Portfolio Calculator (Simulator)

Quickly enter fund allocation and get a back test result on the performance of this ‘lazy’ portfolio.

Customize Asset Allocation Portfolios

Build a custom model portfolio using our asset strategic or tactical strategies, tailored to a 401(k) plan or for a brokerage account.

Retirement Calculator

See how much you can save for retirement.

Investment Calculator

Grow your wealth and see the power of compounding.


Looking for a (forgotten) 401(k)?

Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …

Keep researching UNIVERSAL HEALTH SERVICES, INC. RETIREMENT SAVINGS PLAN

Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.

Related Calculators

Related Plans