UNISYN PRECISION COMPONENTS RETIREMENT PLAN Contribution & Employer Match

How UPC HOLDINGS III CORP. Supports Your Retirement Savings

UPC HOLDINGS III CORP. provides retirement savings benefits through UNISYN PRECISION COMPONENTS RETIREMENT PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

UNISYN PRECISION COMPONENTS RETIREMENT PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for UNISYN PRECISION COMPONENTS RETIREMENT PLAN is $55,595.00

UNISYN PRECISION COMPONENTS RETIREMENT PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for UNISYN PRECISION COMPONENTS RETIREMENT PLAN is $6,961.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
445,512.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 6,961.00 in UNISYN PRECISION COMPONENTS RETIREMENT PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in UNISYN PRECISION COMPONENTS RETIREMENT PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

UNISYN PRECISION COMPONENTS RETIREMENT PLAN Total Employer Contribution and Match Rate

In 2024, UNISYN PRECISION COMPONENTS RETIREMENT PLAN allocates $629,191.00 to match its employees’ contributions, providing an employer match rate of 76.92% of their contributions

UNISYN PRECISION COMPONENTS RETIREMENT PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in UNISYN PRECISION COMPONENTS RETIREMENT PLAN is approximately $2,677.00
Investing in this additonal $2,677.00 for 20 years would give you extra $171,354.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

UNISYN PRECISION COMPONENTS RETIREMENT PLAN Contribution & Match Policy

UNISYN PRECISION COMPONENTS RETIREMENT PLAN Plan Policies

UNISYN PRECISION COMPONENTS RETIREMENT PLAN Contribution, Match and Other Plan Policies

  • Under the terms of the Plan, there is an auto-enrollment provision or Qualified Automatic Contribution Arrangement (QACA) whereby all newly eligible employees are automatically enrolled in the Plan unless they affirmatively elect not to participate in the Plan those who have in effect a salary reduction agreement on QACA date.
  • Automatically enrolled participants have their deferral rate for all eligible employees at an automatic deferral of 3% of compensation, increasing by 1% each year up to a maximum of 6%.
  • Participants may contribute up to 90% of pretax annual compensation, as defined in the Plan, subject to Internal Revenue Code (IRC) annual limits.
  • The maximum participant deferral for the year ended December 31, 2024 was $23,000.
  • A participant who has attained the age of 50 may also make catch up contributions, subject to Internal Revenue Service, (IRS) limitations of $7,500 for the year ended December 31, 2024.
  • The Plan also allows participants to contribute amounts representing distributions from other qualified retirement plans as well as make Roth contributions.
  • Under the terms of the Plan, the Company makes safe harbor matching contributions equal to 100% of the first 6% of compensation.
  • Each year, the Company may also elect to make a discretionary matching contribution to the Plan in an amount not to exceed 6% of compensation.
  • The Company may also elect to make a discretionary profit sharing contribution to the Plan.
  • Participants must be employed on the last day of the Plan year to be eligible to receive a discretionary Company profit sharing contribution.
  • For the year ended December 31, 2024, the Company did not make any discretionary profit sharing contributions.
  • Vesting in Company QACA (safe harbor contributions): Years of Service:
  • Less than 2 years: 0%

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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