UNICO TECHNOLOGIES GROUP 401(K) PLAN Contribution & Employer Match

How UNICO LLC Supports Your Retirement Savings

UNICO LLC provides retirement savings benefits through UNICO TECHNOLOGIES GROUP 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

UNICO TECHNOLOGIES GROUP 401(K) PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for UNICO TECHNOLOGIES GROUP 401(K) PLAN is $110,011.00

UNICO TECHNOLOGIES GROUP 401(K) PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for UNICO TECHNOLOGIES GROUP 401(K) PLAN is $7,426.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
475,307.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 7,426.00 in UNICO TECHNOLOGIES GROUP 401(K) PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in UNICO TECHNOLOGIES GROUP 401(K) PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

UNICO TECHNOLOGIES GROUP 401(K) PLAN Total Employer Contribution and Match Rate

In 2024, UNICO TECHNOLOGIES GROUP 401(K) PLAN allocates $957,780.00 to match its employees’ contributions, providing an employer match rate of 28.60% of their contributions

UNICO TECHNOLOGIES GROUP 401(K) PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in UNICO TECHNOLOGIES GROUP 401(K) PLAN is approximately $1,900.00
Investing in this additonal $1,900.00 for 20 years would give you extra $121,622.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

UNICO TECHNOLOGIES GROUP 401(K) PLAN Contribution & Match Policy

UNICO TECHNOLOGIES GROUP 401(K) PLAN Plan Policies

UNICO TECHNOLOGIES GROUP 401(K) PLAN Contribution, Match and Other Plan Policies

  • Participants may defer any amount of their Plan compensation which is defined as W-2 wages excluding certain adjustments as defined by the Plan.
  • The Plan includes an auto-enrollment provision whereby all newly eligible employees are automatically enrolled in the Plan, with a default deferral rate set at 6% of eligible compensation, unless they affirmatively elect an alternative deferral rate or to not participate.
  • Participants who have attained age 50 before the end of the Plan year are eligible to make catch-up contributions.
  • The Employer contribution matches 100% of each participant’s elective deferrals up to 1% of the respective participant’s compensation and 50% of each participant’s elective deferrals between 1% and 6% of compensation.
  • Participants’ contributions, plus actual earnings thereon, are immediately vested.
  • Vesting in the Employer’s contribution portion of their accounts, plus actual earnings thereon, is based on years of continuous service or upon reaching the normal retirement age of 65 years old.
  • Participants are 100% vested when they have met two years of credited service or normal retirement age.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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