ULTIMATE HOME SERVICES 401(K) PLAN Contribution & Employer Match
How ULTIMATE HOME SERVICES Supports Your Retirement Savings
ULTIMATE HOME SERVICES provides retirement savings benefits through ULTIMATE HOME SERVICES 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
ULTIMATE HOME SERVICES 401(K) PLAN Average Participant Retirement Account Value
ULTIMATE HOME SERVICES 401(K) PLAN Estimated Average Employee Contribution Amount
169,106.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 2,642.00 in ULTIMATE HOME SERVICES 401(K) PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in ULTIMATE HOME SERVICES 401(K) PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
ULTIMATE HOME SERVICES 401(K) PLAN Total Employer Contribution and Match Rate
ULTIMATE HOME SERVICES 401(K) PLAN Estimated Average Employer Match
Investing in this additonal $1,141.00 for 20 years would give you extra $73,059.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
ULTIMATE HOME SERVICES 401(K) PLAN Contribution & Match Policy
ULTIMATE HOME SERVICES 401(K) PLAN Contribution, Match and Other Plan Policies
- Participants may voluntarily contribute up to 90% of annual compensation, as defined in the Plan agreement, as a pretax or Roth contribution.
- Those who have attained age 50 by the end of the Plan year are eligible to make catch-up contributions.
- The Company utilizes the safe harbor method for employer contributions, matching 100% of the first 3% of deferrals and 50% of the next 2%.
- Participants are immediately vested in their voluntary, rollover, employer safe harbor contributions and discretionary contributions, plus actual earnings thereon.
ULTIMATE HOME SERVICES 401(K) PLAN Maximum Employer Match Calculator
This calculator helps participants of ULTIMATE HOME SERVICES 401(K) PLAN to calculate the minimal bi-weekly contribution that would generate the maximum employer match allowed. It takes into account IRS annual contribution limits. Please update the annual contribution limits below if they are outdated.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
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