TOYOTA MOTOR NORTH AMERICA, INC. RETIREMENT SAVINGS PLAN Contribution & Employer Match

How TOYOTA MOTOR NORTH AMERICA, INC Supports Your Retirement Savings

TOYOTA MOTOR NORTH AMERICA, INC provides retirement savings benefits through TOYOTA MOTOR NORTH AMERICA, INC. RETIREMENT SAVINGS PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

TOYOTA MOTOR NORTH AMERICA, INC. RETIREMENT SAVINGS PLAN Contribution & Match Policy

1. Employee Contribution Rates: Employees may contribute one to thirty percent of their eligible compensation, with an additional one to ten percent of bonus/gift compensation, and one to ten percent of their eligible compensation as after-tax contributions.

2. Employer Match/Contribution Conditions: The employer contributes an amount equal to two-thirds of the first six percent of each participant’s eligible contributions up to four percent of the eligible compensation.

3. Vesting Schedule/Eligibility: The employer’s contributions generally become fully vested after four years of service, with partial vesting provided incrementally during the first four years. Full vesting occurs in the event of a participant’s death, disability, or upon specified events as described in the Plan.