TIE, LLC DBA CHICK-FIL-A AT ST. AUGUSTINE 401(K) PLAN Contribution & Employer Match

How TIE, LLC DBA CHICK-FIL-A AT ST. AUGUSTINE Supports Your Retirement Savings

TIE, LLC DBA CHICK-FIL-A AT ST. AUGUSTINE provides retirement savings benefits through TIE, LLC DBA CHICK-FIL-A AT ST. AUGUSTINE 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

TIE, LLC DBA CHICK-FIL-A AT ST. AUGUSTINE 401(K) PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for TIE, LLC DBA CHICK-FIL-A AT ST. AUGUSTINE 401(K) PLAN is $2,974.00

TIE, LLC DBA CHICK-FIL-A AT ST. AUGUSTINE 401(K) PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for TIE, LLC DBA CHICK-FIL-A AT ST. AUGUSTINE 401(K) PLAN is $1,289.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
82,558.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 1,289.00 in TIE, LLC DBA CHICK-FIL-A AT ST. AUGUSTINE 401(K) PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in TIE, LLC DBA CHICK-FIL-A AT ST. AUGUSTINE 401(K) PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

TIE, LLC DBA CHICK-FIL-A AT ST. AUGUSTINE 401(K) PLAN Total Employer Contribution and Match Rate

In 2024, TIE, LLC DBA CHICK-FIL-A AT ST. AUGUSTINE 401(K) PLAN allocates $87,726.00 to match its employees’ contributions, providing an employer match rate of 45.04% of their contributions

TIE, LLC DBA CHICK-FIL-A AT ST. AUGUSTINE 401(K) PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in TIE, LLC DBA CHICK-FIL-A AT ST. AUGUSTINE 401(K) PLAN is approximately $290.00
Investing in this additonal $290.00 for 20 years would give you extra $18,590.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

TIE, LLC DBA CHICK-FIL-A AT ST. AUGUSTINE 401(K) PLAN Contribution & Match Policy

TIE, LLC DBA CHICK-FIL-A AT ST. AUGUSTINE 401(K) PLAN Plan Policies

TIE, LLC DBA CHICK-FIL-A AT ST. AUGUSTINE 401(K) PLAN Contribution, Match and Other Plan Policies

  • Participants may voluntarily contribute up to 90% of their annual compensation, as defined by the Plan, within the limits prescribed by the Internal Revenue Service (IRS).
  • Participants who have reached age 50 before the end of the year are eligible to make catch-up contributions.
  • The Plan includes an auto enrollment provision whereby all newly eligible employees are automatically enrolled in the Plan unless they affirmatively elect not to participate in the Plan.
  • Automatically enrolled participants have their deferral rate set at 3% of eligible compensation and their contributions invested in a designated balanced fund until changed by the participant.
  • Automatic enrollment deferral contributions are increased by 1% each year subsequent to enrollment up to 6%.
  • The Company makes a qualified automatic contribution arrangement (QACA) safe harbor match which is equal to 100% of the first 1% of a participant’s eligible compensation, as defined, plus 50% of the next 6% of the participant’s eligible compensation, as defined, that a participant contributes to the Plan.
  • The maximum match is not to exceed 3.5% of the participant’s eligible compensation.
  • Vesting schedule: Participants are immediately vested in their individual contributions and earnings thereon.
  • Participants are 100% vested in their Employer’s QACA safe harbor contributions after two (2) years of credited service, plus actual earnings or losses thereon, based on a cliff vesting schedule.
  • Vesting in the Employer’s other contributions (if any), plus earnings or losses thereon, is based upon the number of years of credited service.
  • A participant is 100% vested in the Employer’s other contributions after six years of credited service, based on a graded vesting schedule.
  • Regardless of years of service, participants are 100% vested upon reaching normal retirement age (65), becoming disabled, or upon death or termination of the Plan.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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