THE PUTNAM RETIREMENT PLAN Contribution & Employer Match

How PUTNAM INVESTMENTS, LLC Supports Your Retirement Savings

PUTNAM INVESTMENTS, LLC provides retirement savings benefits through THE PUTNAM RETIREMENT PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

THE PUTNAM RETIREMENT PLAN Contribution & Match Policy

1. Employee Contribution Rates: Employees can contribute up to 10% of their eligible compensation to the plan.

2. Employer Match/Contribution Conditions: The employer matches participant contributions up to a maximum of 5% of an employee’s eligible compensation.

3. Vesting Schedule/Eligibility: The vesting schedule for employer contributions is as follows: 0% vesting for less than 2 years of service, 25% for 2 to less than 3 years, 50% for 3 to less than 4 years, 75% for 4 to less than 5 years, and 100% for 5 years or more of service. Full vesting in employer matching contributions occurs after completing 2 years of service.