THE KENDAL CORPORATION 403(B) PLAN Contribution & Employer Match
How THE KENDAL CORPORATION Supports Your Retirement Savings
THE KENDAL CORPORATION provides retirement savings benefits through THE KENDAL CORPORATION 403(B) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
THE KENDAL CORPORATION 403(B) PLAN Average Participant Retirement Account Value
THE KENDAL CORPORATION 403(B) PLAN Estimated Average Employee Contribution Amount
127,262.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 1,988.00 in THE KENDAL CORPORATION 403(B) PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in THE KENDAL CORPORATION 403(B) PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
THE KENDAL CORPORATION 403(B) PLAN Total Employer Contribution and Match Rate
THE KENDAL CORPORATION 403(B) PLAN Estimated Average Employer Match
Investing in this additonal $903.00 for 20 years would give you extra $57,852.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
THE KENDAL CORPORATION 403(B) PLAN Contribution & Match Policy
THE KENDAL CORPORATION 403(B) PLAN Contribution, Match and Other Plan Policies
- The Plan includes a salary deferral arrangement allowed under Section 403(b) of the Internal Revenue Code (IRC).
- Eligible participants are permitted to elect to have a percentage, limited by Plan provisions, of their compensation contributed as pre-tax 403(b) contributions to the Plan.
- The Plan includes an auto-enrollment provision whereby all newly eligible employees are automatically enrolled in the Plan unless they affirmatively elect not to participate in the Plan.
- Automatically enrolled participants have their deferral rate set at 3% of eligible compensation, and their contributions invested in the designated default fund until changed by the participant.
- Participants who have attained age 50 before the end of the Plan year are eligible to make catch-up contributions.
- In addition, the automatic deferral amount will increase each Plan Year by 1% of Plan Compensation up to a maximum of 6%.
- The Company and its affiliates may make a discretionary matching contribution to the accounts of the Plan participants.
- The discretionary matching contributions for the year ended December 31, 2024 by entities was: Kendal on Hudson 3.00 % Lathrop Community, Inc.
- 2.00 Kendal at Home 2.00 Kendal at Ithaca 5.00 Kendal at Oberlin 4.00 Kendal at Hanover 2.00 Collington 3.00 Kendal at Lexington 1.00 Kendal Corporation 2.00 Barclay Friends 1.00 Kendal at Sonoma 3.00 All other percentages above represent the match as a percentage of eligible compensation.
- Vesting schedule: Years of Service: 1 – Percent Vested: 50% Years of Service: 2 – Percent Vested: 100% Participants are immediately vested in their contributions plus actual earnings thereon.
- Vesting in the Company matching and discretionary grant contribution portion of their accounts, plus actual earnings thereon, is based on years of continuous service.
- Employees of Lathrop Community, Inc.
- hired prior to January 1, 2007 and Collington Episcopal Life Care Community, Inc.
- hired prior to January 1, 2013 will be 100% vested in the Employer and Matching Contributions.
- Notwithstanding the above, a participant is fully vested upon reaching normal retirement age, death, or permanent disability.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
Get Key Insights for This Plan
Join our community and get data-driven insights about THE KENDAL CORPORATION 403(B) PLAN. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.
Notify Me When Ratings Go LiveExplore More Plan Resources
Recent Articles
- General Dynamics 401(k) Review: 100% Match Up to 6% With $325 Million in Employer Contributions
- June 2026 MyPlanIQ Portfolio Update
- APPLE 401(K) PLAN 401(k) Review: A Match That Rewards Loyalty, Plus Plenty of Investment Options
- Charter Communications 401(k) Review: 100% Match Up to 6% With a 3-Year Vesting Clock
- Walmart 401(k) Plan Review: 100% Match on 6% for 1.9 Million Employees
- GSK 401(K) PLAN Review: 11% Employer Contribution Combines Match Makes It One of the Most Generous
Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
- Passive real estate investments
- more …
Portfolio Calculator (Simulator)
Customize Asset Allocation Portfolios
Retirement Calculator
Investment Calculator
Looking for a (forgotten) 401(k)?
Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …
Keep researching THE KENDAL CORPORATION 403(B) PLAN
Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.
Related Calculators
- 401(k) Employer Match Calculator
- Investment Fee Impact Calculator
- Mega Backdoor Roth 401(k) Calculator
Related Plans
- HEBREW SENIORLIFE 401(K) RETIREMENT SAVINGS PLAN (2,577 participants, $29,449,070)
- WHITE OAK MANAGEMENT, INC. RETIREMENT PLAN (2,572 participants, $23,190,186)
- SILVERADO SENIOR LIVING HOLDINGS, INC. 401(K) PLAN (2,555 participants, $24,109,228)
- METROPOLITAN JEWISH PENSION PLAN (2,547 participants, $141,767,828)
- PRESBYTERIAN SENIOR LIVING 403(B) PLAN (2,610 participants, $31,910,145)