THE 401(K) SAVINGS PLAN FOR GHC AFFILIATES Contribution & Employer Match
How GRAHAM HOLDINGS COMPANY Supports Your Retirement Savings
GRAHAM HOLDINGS COMPANY provides retirement savings benefits through THE 401(K) SAVINGS PLAN FOR GHC AFFILIATES. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
THE 401(K) SAVINGS PLAN FOR GHC AFFILIATES Average Participant Retirement Account Value
THE 401(K) SAVINGS PLAN FOR GHC AFFILIATES Estimated Average Employee Contribution Amount
78,071.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 1,219.00 in THE 401(K) SAVINGS PLAN FOR GHC AFFILIATES, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in THE 401(K) SAVINGS PLAN FOR GHC AFFILIATES
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
THE 401(K) SAVINGS PLAN FOR GHC AFFILIATES Total Employer Contribution and Match Rate
THE 401(K) SAVINGS PLAN FOR GHC AFFILIATES Estimated Average Employer Match
Investing in this additonal $10.00 for 20 years would give you extra $685.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
THE 401(K) SAVINGS PLAN FOR GHC AFFILIATES Contribution & Match Policy
THE 401(K) SAVINGS PLAN FOR GHC AFFILIATES Contribution, Match and Other Plan Policies
- Each year, participants may contribute a percentage of pre-tax and Roth annual eligible compensation to the Plan at rates specified in the Plan.
- The total pre-tax and Roth combined contributions, however, is subject to dollar limitations set forth by the Internal Revenue Code ($23,000 in 2024).
- Participants age 50 or older by the end of the plan year, may make additional pre-tax or Roth 401(k) contributions (of up to $7,500 in 2024) that are called "catch-up" contributions.
- Participants may also contribute a percentage of after-tax annual eligible compensation to the Plan at rates established by the Plan Administrator.
- Eligible participants in the Plan receive Company Matching Contributions equal to 100% of their pre-tax and after-tax contributions up to 1% of their base salary, which does not apply to employees covered under a collectively bargained union or employees of Clyde’s.
- Union employees may be eligible for a Matching Contribution up to 3% of their base salary depending on their position and length of service.
- Clyde’s may make a discretionary Company Matching Contribution for its participating employees equal to a percentage (to be determined at the discretion of Clyde’s) of the employees’ pre-tax or Roth contributions not in excess of a percentage (to be determined at the discretion of Clyde’s) of the employee’s compensation.
- Upon enrollment in the Plan, participants are fully vested at all times in all amounts held in their accounts.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
Get Key Insights for This Plan
Join our community and get data-driven insights about THE 401(K) SAVINGS PLAN FOR GHC AFFILIATES. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.
Notify Me When Ratings Go LiveExplore More Plan Resources
Recent Articles
- General Dynamics 401(k) Review: 100% Match Up to 6% With $325 Million in Employer Contributions
- June 2026 MyPlanIQ Portfolio Update
- APPLE 401(K) PLAN 401(k) Review: A Match That Rewards Loyalty, Plus Plenty of Investment Options
- Charter Communications 401(k) Review: 100% Match Up to 6% With a 3-Year Vesting Clock
- Walmart 401(k) Plan Review: 100% Match on 6% for 1.9 Million Employees
- GSK 401(K) PLAN Review: 11% Employer Contribution Combines Match Makes It One of the Most Generous
Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
- Passive real estate investments
- more …
Portfolio Calculator (Simulator)
Customize Asset Allocation Portfolios
Retirement Calculator
Investment Calculator
Looking for a (forgotten) 401(k)?
Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …
Keep researching THE 401(K) SAVINGS PLAN FOR GHC AFFILIATES
Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.
Related Calculators
- 401(k) Employer Match Calculator
- Investment Fee Impact Calculator
- Mega Backdoor Roth 401(k) Calculator
Related Plans
- UNIVERSITY OF LA VERNE 403(B) RETIREMENT SAVINGS PLAN (6,159 participants, $266,204,627)
- MANAGEMENT & TRAINING CORPORATION RETIREMENT PLAN (6,157 participants, $198,099,666)
- SAN DIEGO STATE UNIVERSITY FOUNDATION DEFINED CONTRIBUTION RETIREMENT PLAN (6,211 participants, $294,939,968)
- PERDOCEO EDUCATION CORPORATION 401(K) PLAN (6,076 participants, $263,156,824)
- DEVRY INC PROFIT SHARING RETIRMENT PLAN TRUST (6,310 participants, $196,324,833)
