TERADATA SAVINGS PLAN Contribution & Employer Match
How TERADATA CORPORATION Supports Your Retirement Savings
TERADATA CORPORATION provides retirement savings benefits through TERADATA SAVINGS PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
TERADATA SAVINGS PLAN Average Participant Retirement Account Value
TERADATA SAVINGS PLAN Estimated Average Employee Contribution Amount
483,149.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 7,549.00 in TERADATA SAVINGS PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in TERADATA SAVINGS PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
TERADATA SAVINGS PLAN Total Employer Contribution and Match Rate
TERADATA SAVINGS PLAN Estimated Average Employer Match
Investing in this additonal $3,329.00 for 20 years would give you extra $213,089.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
TERADATA SAVINGS PLAN Contribution & Match Policy
TERADATA SAVINGS PLAN Contribution, Match and Other Plan Policies
- Participants may elect to contribute up to 50% of their eligible compensation, up to certain Internal Revenue Service (IRS) limits.
- Annual tax-deferred contributions per participant for the 2024 Plan year were limited to $23,000.
- The Plan allows participants aged 50 and older to elect to make additional catch-up contributions, subject to.
- Newly hired employees will be automatically enrolled at a 3% tax-deferred contribution unless the participant opts out or makes another election within 45 days of hire.
- For each dollar contributed by a participant, up to a maximum 6% of eligible compensation, the Company funds an additional matching contribution.
- The Company matching contribution for all contributing participants is 100% of the first 4% of pay contributed by the participant, plus 50% of the next 2% of eligible compensation.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
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