SRTV HOLDINGS LLC 401(K) PROGRAM Contribution & Employer Match
How SRTV HOLDINGS LLC Supports Your Retirement Savings
SRTV HOLDINGS LLC provides retirement savings benefits through SRTV HOLDINGS LLC 401(K) PROGRAM. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
SRTV HOLDINGS LLC 401(K) PROGRAM Average Participant Retirement Account Value
SRTV HOLDINGS LLC 401(K) PROGRAM Estimated Average Employee Contribution Amount
135,733.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 2,120.00 in SRTV HOLDINGS LLC 401(K) PROGRAM, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in SRTV HOLDINGS LLC 401(K) PROGRAM
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
SRTV HOLDINGS LLC 401(K) PROGRAM Total Employer Contribution and Match Rate
SRTV HOLDINGS LLC 401(K) PROGRAM Estimated Average Employer Match
Investing in this additonal $1,204.00 for 20 years would give you extra $77,060.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
SRTV HOLDINGS LLC 401(K) PROGRAM Contribution & Match Policy
SRTV HOLDINGS LLC 401(K) PROGRAM Contribution, Match and Other Plan Policies
- Participants may contribute a percentage, or flat dollar amount, of pre-tax annual compensation, as defined in the Plan agreement, up to 100% of their eligible compensation, not to exceed the dollar limitation provided by section 402(g) of the Internal Revenue Code (IRC).
- Participants may also make Roth 401(k) contributions pursuant to Section 402A of the IRC consistent with the guidelines above.
- Participants who have attained age 50 before the end of the Plan year are eligible to make catch-up contributions.
- Newly hired employees will be automatically enrolled into the Plan upon eligibility at 4% pre-tax deferral rate unless an election is made otherwise.
- The Employer makes a matching contribution of 50% of each participant contribution not exceeding 6% of total compensation (matching 50% of deferrals up to 12% of deferred compensation).
- Vesting schedule: Vesting in the Employer’s matching contributions and discretionary matching contributions is based on length of service and occurs at a rate of 25% for each year of service after one year of service.
- A participant becomes fully vested in matching contributions after four years of service.
- Participants are immediately vested in their own contributions, any rollover contributions, and the actual earnings on those amounts.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
Get Key Insights for This Plan
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