SOUTHEASTERN FREIGHT LINES RETIREMENT SAVINGS PROGRAM Contribution & Employer Match
How SOUTHEASTERN FREIGHT LINES, INC. Supports Your Retirement Savings
SOUTHEASTERN FREIGHT LINES, INC. provides retirement savings benefits through SOUTHEASTERN FREIGHT LINES RETIREMENT SAVINGS PROGRAM. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
SOUTHEASTERN FREIGHT LINES RETIREMENT SAVINGS PROGRAM Average Participant Retirement Account Value
SOUTHEASTERN FREIGHT LINES RETIREMENT SAVINGS PROGRAM Estimated Average Employee Contribution Amount
383,905.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 5,998.00 in SOUTHEASTERN FREIGHT LINES RETIREMENT SAVINGS PROGRAM, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in SOUTHEASTERN FREIGHT LINES RETIREMENT SAVINGS PROGRAM
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
SOUTHEASTERN FREIGHT LINES RETIREMENT SAVINGS PROGRAM Total Employer Contribution and Match Rate
SOUTHEASTERN FREIGHT LINES RETIREMENT SAVINGS PROGRAM Estimated Average Employer Match
Investing in this additonal $2,503.00 for 20 years would give you extra $160,232.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
SOUTHEASTERN FREIGHT LINES RETIREMENT SAVINGS PROGRAM Contribution & Match Policy
SOUTHEASTERN FREIGHT LINES RETIREMENT SAVINGS PROGRAM Contribution, Match and Other Plan Policies
- Each year, participants may contribute up to 50% of their pretax annual compensation, or the statutory limit of $23,000 and $22,500 ($30,500 and $30,000 for participants over 50 years of age), respectively, for the years ended December 31, 2024 and 2023, as prescribed by the Internal Revenue Code (IRC).
- An automatic deferral of 6% of compensation is made unless the participant elects no deferral or changes the deferral percentage.
- An automatic increase of 1% is made annually unless the participant elects no deferral or changes the deferral percentage.
- This automatic increase applies until a participant’s deferral reaches 10%.
- For the years ended December 31, 2024 and 2023, the Company contributed 50% of the first 10% of base compensation that a participant contributes to the Plan.
- Additional matching and discretionary amounts may be contributed at the option of the Company’s Board of Directors.
- Vesting schedule for Company matching contributions:
- Less than 1 years: 0%
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
Get Key Insights for This Plan
Join our community and get data-driven insights about SOUTHEASTERN FREIGHT LINES RETIREMENT SAVINGS PROGRAM. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.
Notify Me When Ratings Go LiveExplore More Plan Resources
Recent Articles
- General Dynamics 401(k) Review: 100% Match Up to 6% With $325 Million in Employer Contributions
- June 2026 MyPlanIQ Portfolio Update
- APPLE 401(K) PLAN 401(k) Review: A Match That Rewards Loyalty, Plus Plenty of Investment Options
- Charter Communications 401(k) Review: 100% Match Up to 6% With a 3-Year Vesting Clock
- Walmart 401(k) Plan Review: 100% Match on 6% for 1.9 Million Employees
- GSK 401(K) PLAN Review: 11% Employer Contribution Combines Match Makes It One of the Most Generous
Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
- Passive real estate investments
- more …
Portfolio Calculator (Simulator)
Customize Asset Allocation Portfolios
Retirement Calculator
Investment Calculator
Looking for a (forgotten) 401(k)?
Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …
Keep researching SOUTHEASTERN FREIGHT LINES RETIREMENT SAVINGS PROGRAM
Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.
Related Calculators
- 401(k) Employer Match Calculator
- Investment Fee Impact Calculator
- Mega Backdoor Roth 401(k) Calculator
Related Plans
- AVERITT EXPRESS 401K & PROFIT SHARING PLAN (10,433 participants, $601,775,434)
- CRETE CARRIER CORPORATION 401(K) PROFIT SHARING PLAN (10,977 participants, $352,576,388)
- YELLOW ROADWAY CORPORATION RETIREMENT SAVINGS PLAN (11,371 participants, $849,443,087)
- CENTRAL PENNSYLVANIA TEAMSTERS RETIREMENT INCOME PLAN 1987 (8,737 participants, $877,450,231)
- XPO LOGISTICS RETIREMENT SAVINGS PLAN (8,595 participants, $1,888,295,912)