SCHNUCKS PAY DEFERRAL PLAN Contribution & Employer Match

SCHNUCKS PAY DEFERRAL PLAN Average Participant Retirement Account Value

SCHNUCKS PAY DEFERRAL PLAN Estimated Average Employee Contribution Amount

• Participants have the option of contributing from 1% to 50% of their eligible compensation, as pretax or Roth deferrals, not to exceed the dollar limitations contained in the Internal Revenue Code ("IRC"), except for highly compensated employees who are limited to 12%.
• The Plan has a catch-up contribution option that allows employees who reached age 50 or more during the Plan year the option to make catch-up contributions to the Plan from 1% to 75% of their annual compensation of up to $7,500 and $6,500 for the years ending December 31, 2024 and 2023, respectively.
• The Plan incorporates an auto-enrollment feature for all eligible employees.
• If a deferral rate is not elected, the employee will automatically be enrolled at 3%.
• The Plan also includes a deferral escalation feature in which employees’ deferral rates will increase on or around the first pay period on or after November 1, annually by 1% until a maximum of 10% is reached.

• The Company contributes an amount equal to 25% of the contribution by a participant.
• The 25% matching contribution will be made upon a maximum of 6% of each participant’s total eligible compensation.

• The employer matching, participant contribution, and rollover contribution amounts credited to each participant’s account are fully vested and non-forfeitable.