SAVER GROUP, INC. 401(K) PLAN Contribution & Employer Match
How SAVER GROUP, INC. Supports Your Retirement Savings
SAVER GROUP, INC. provides retirement savings benefits through SAVER GROUP, INC. 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
SAVER GROUP, INC. 401(K) PLAN Average Participant Retirement Account Value
SAVER GROUP, INC. 401(K) PLAN Estimated Average Employee Contribution Amount
31,512.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 492.00 in SAVER GROUP, INC. 401(K) PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in SAVER GROUP, INC. 401(K) PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
SAVER GROUP, INC. 401(K) PLAN Contribution & Match Policy
SAVER GROUP, INC. 401(K) PLAN Contribution, Match and Other Plan Policies
- Each year, participants may contribute from 1 to 50% of their compensation, not to exceed the maximum allowable amount as determined by the Federal Government each year, of pretax annual compensation.
- Participants who have attained age 50 before the end of the plan year are eligible to make catch-up contributions.
- The Company’s non-elective contribution to the plan is discretionary and is equal to a percentage of participant’s compensation.
- Participants are vested immediately in their contributions plus actual earnings thereon.
- Vesting in the Company’s contribution portion of their accounts is based on years of continuous service.
- A participant is 100 percent vested after six years of credited service.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
Get Key Insights for This Plan
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