SAILPOINT TECHNOLOGIES INC. 401(K) PROFIT SHARING PLAN AND TRUST Contribution & Employer Match
How SAILPOINT TECHNOLOGIES, INC. Supports Your Retirement Savings
SAILPOINT TECHNOLOGIES, INC. provides retirement savings benefits through SAILPOINT TECHNOLOGIES INC. 401(K) PROFIT SHARING PLAN AND TRUST. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
SAILPOINT TECHNOLOGIES INC. 401(K) PROFIT SHARING PLAN AND TRUST Average Participant Retirement Account Value
SAILPOINT TECHNOLOGIES INC. 401(K) PROFIT SHARING PLAN AND TRUST Estimated Average Employee Contribution Amount
1,068,113.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 16,689.00 in SAILPOINT TECHNOLOGIES INC. 401(K) PROFIT SHARING PLAN AND TRUST, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in SAILPOINT TECHNOLOGIES INC. 401(K) PROFIT SHARING PLAN AND TRUST
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
SAILPOINT TECHNOLOGIES INC. 401(K) PROFIT SHARING PLAN AND TRUST Total Employer Contribution and Match Rate
SAILPOINT TECHNOLOGIES INC. 401(K) PROFIT SHARING PLAN AND TRUST Estimated Average Employer Match
Investing in this additonal $3,700.00 for 20 years would give you extra $236,817.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
SAILPOINT TECHNOLOGIES INC. 401(K) PROFIT SHARING PLAN AND TRUST Contribution & Match Policy
1. Employee Contribution Rates: Employees can contribute a portion of their compensation, subject to certain maximum limitations imposed by Section 402(g) of the IRC.
2. Employer Match/Contribution Conditions: The Company may make discretionary profit-sharing contributions. Participants must be employed on the last day of the plan year and have earned 500 hours of service to be eligible for discretionary profit-sharing contributions.
3. Vesting Schedule/Eligibility: Participants are immediately 100% vested in their elective deferrals and rollover contributions. For company matching and profit-sharing contributions, participants are 100% vested if they are employed on or after their Normal Retirement Age or if they terminate employment due to death or disability. Additionally, participants are credited with a period of service for 1,000 hours earned.
4. Roth 401(k) Contribution: The plan allows Roth deferrals.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
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