SAGENT PHARMACEUTICALS INC 401K PLAN Contribution & Employer Match
How SAGENT PHARMACEUTICALS INC Supports Your Retirement Savings
SAGENT PHARMACEUTICALS INC provides retirement savings benefits through SAGENT PHARMACEUTICALS INC 401K PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
SAGENT PHARMACEUTICALS INC 401K PLAN Average Participant Retirement Account Value
SAGENT PHARMACEUTICALS INC 401K PLAN Estimated Average Employee Contribution Amount
317,817.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 4,965.00 in SAGENT PHARMACEUTICALS INC 401K PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in SAGENT PHARMACEUTICALS INC 401K PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
SAGENT PHARMACEUTICALS INC 401K PLAN Total Employer Contribution and Match Rate
SAGENT PHARMACEUTICALS INC 401K PLAN Estimated Average Employer Match
Investing in this additonal $1,950.00 for 20 years would give you extra $124,813.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
SAGENT PHARMACEUTICALS INC 401K PLAN Contribution & Match Policy
SAGENT PHARMACEUTICALS INC 401K PLAN Contribution, Match and Other Plan Policies
- Participants may contribute to the Plan up to 85% of eligible annual compensation as defined in the Plan.
- Participants who have attained age 50 before the end of the Plan year are eligible to make catch-up contributions.
- The Plan includes an auto-enrollment provision whereby all newly eligible employees are automatically enrolled in the Plan, unless they affirmatively elect not to participate, with a default deferral rate set to 4% of eligible compensation.
- The Company makes matching contributions equal to 50% of each participant’s elective deferrals, not to exceed 6% of eligible earnings.
- A participant vests in Company match and non-elective contributions after three years of service from the date of hire.
- In the event of death, disability, or retirement at designated ages, participants become fully vested.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
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