SAFE HARBOR MARINAS 401(K) RETIREMENT SAVINGS PLAN Contribution & Employer Match

How INTERNATIONAL MARINA GROUP I, L.P. Supports Your Retirement Savings

INTERNATIONAL MARINA GROUP I, L.P. provides retirement savings benefits through SAFE HARBOR MARINAS 401(K) RETIREMENT SAVINGS PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

SAFE HARBOR MARINAS 401(K) RETIREMENT SAVINGS PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for SAFE HARBOR MARINAS 401(K) RETIREMENT SAVINGS PLAN is $31,117.00

SAFE HARBOR MARINAS 401(K) RETIREMENT SAVINGS PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for SAFE HARBOR MARINAS 401(K) RETIREMENT SAVINGS PLAN is $3,710.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
237,441.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 3,710.00 in SAFE HARBOR MARINAS 401(K) RETIREMENT SAVINGS PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in SAFE HARBOR MARINAS 401(K) RETIREMENT SAVINGS PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

SAFE HARBOR MARINAS 401(K) RETIREMENT SAVINGS PLAN Total Employer Contribution and Match Rate

In 2024, SAFE HARBOR MARINAS 401(K) RETIREMENT SAVINGS PLAN allocates $3,013,896.00 to match its employees’ contributions, providing an employer match rate of 25.18% of their contributions

SAFE HARBOR MARINAS 401(K) RETIREMENT SAVINGS PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in SAFE HARBOR MARINAS 401(K) RETIREMENT SAVINGS PLAN is approximately $760.00
Investing in this additonal $760.00 for 20 years would give you extra $48,660.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

SAFE HARBOR MARINAS 401(K) RETIREMENT SAVINGS PLAN Contribution & Match Policy

SAFE HARBOR MARINAS 401(K) RETIREMENT SAVINGS PLAN Plan Policies

SAFE HARBOR MARINAS 401(K) RETIREMENT SAVINGS PLAN Contribution, Match and Other Plan Policies

  • Participants may contribute up to 85% of pre-tax annual compensation, as defined by the plan document.
  • The Plan has an automatic contribution feature.
  • If an employee fails to make a deferral election, the employee’s compensation will automatically be reduced for a contribution to the Plan.
  • An Eligible Automatic Contribution Arrangement (EACA) is the type of automatic contribution feature under the Plan.
  • The EACA provisions apply to all employees that do not have an election on file.
  • Under the EACA, an employee’s compensation will be reduced for contributions to the Plan of 6%.
  • Effective June 1, 2022, the Plan was amended to decrease the automatic enrollment percentage from 6% to 4%.
  • Employees have the decision to stop the automatic contributions to the Plan and may request a withdrawal of those contributions within the first 90 days of the first automatic contribution.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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