S&A COMPUTER SERVICES, INC. 401(K) PLAN Contribution & Employer Match
How S&A COMPUTER SERVICES, INC. Supports Your Retirement Savings
S&A COMPUTER SERVICES, INC. provides retirement savings benefits through S&A COMPUTER SERVICES, INC. 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
S&A COMPUTER SERVICES, INC. 401(K) PLAN Average Participant Retirement Account Value
S&A COMPUTER SERVICES, INC. 401(K) PLAN Estimated Average Employee Contribution Amount
158,814.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 2,481.00 in S&A COMPUTER SERVICES, INC. 401(K) PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in S&A COMPUTER SERVICES, INC. 401(K) PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
S&A COMPUTER SERVICES, INC. 401(K) PLAN Contribution & Match Policy
S&A COMPUTER SERVICES, INC. 401(K) PLAN Contribution, Match and Other Plan Policies
- Participants may contribute up to 100% of their annual compensation, subject to certain limitations, with the contributions and earnings thereon being nontaxable until withdrawn from the Plan.
- Participants may also contribute their after-tax annual compensation for Roth elective deferral purposes, subject to certain limitations, with the contributions and earnings thereon being nontaxable when withdrawn from the Plan.
- Participants who have attained age fifty before the end of the Plan year are eligible to make catch-up contributions.
- No discretionary employer matching contributions or employer profit sharing contributions were made during the years ending December 31, 2024 and 2023.
- Participants are immediately vested in their elective deferrals and any income or loss thereon.
- Participants become 100% vested in Sponsor discretionary matching contributions after four years of service and become 100% vested in Sponsor discretionary profit sharing contributions after three years of service.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
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