RUSSELL INVESTMENTS RETIREMENT PLAN Contribution & Employer Match

How RUSSELL INVESTMENTS GROUP, LLC Supports Your Retirement Savings

RUSSELL INVESTMENTS GROUP, LLC provides retirement savings benefits through RUSSELL INVESTMENTS RETIREMENT PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

RUSSELL INVESTMENTS RETIREMENT PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for RUSSELL INVESTMENTS RETIREMENT PLAN is $402,936.00

RUSSELL INVESTMENTS RETIREMENT PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for RUSSELL INVESTMENTS RETIREMENT PLAN is $6,325.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
404,812.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 6,325.00 in RUSSELL INVESTMENTS RETIREMENT PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in RUSSELL INVESTMENTS RETIREMENT PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

RUSSELL INVESTMENTS RETIREMENT PLAN Total Employer Contribution and Match Rate

In 2024, RUSSELL INVESTMENTS RETIREMENT PLAN allocates $4,197,054.00 to match its employees’ contributions, providing an employer match rate of 42.12% of their contributions

RUSSELL INVESTMENTS RETIREMENT PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in RUSSELL INVESTMENTS RETIREMENT PLAN is approximately $2,706.00
Investing in this additonal $2,706.00 for 20 years would give you extra $173,185.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

RUSSELL INVESTMENTS RETIREMENT PLAN Contribution & Match Policy

RUSSELL INVESTMENTS RETIREMENT PLAN Plan Policies

RUSSELL INVESTMENTS RETIREMENT PLAN Contribution, Match and Other Plan Policies

  • Each year, participants may voluntarily contribute between 1% and 100% of pretax annual compensation, as defined in the Plan.
  • Participants may also elect to make Roth contributions and after-tax contributions.
  • After-tax contributions are limited to 10% of eligible compensation.
  • The Plan includes an auto-enrollment provision whereby all newly eligible employees are automatically enrolled in the Plan 60 days after their eligibility date unless they affirmatively elect not to participate in the Plan.
  • Automatically enrolled participants have their deferral rate set at 5% of eligible compensation and their contributions invested in a designated fund until elected otherwise by the participant.
  • Unless elected otherwise by the participant, deferrals are automatically increased annually by 1% on April 1, following the participant’s enrollment date, up to a maximum auto-deferral of 10%.
  • The Company matches 100% of employee contributions, up to 5% of eligible compensation deferred to the Plan.
  • Participants are immediately vested in their contributions plus actual earnings thereon.
  • Vesting in the employer’s discretionary nonelective contribution, matching contribution, and related earnings is based on years of credited service.
  • The employer’s contributions vest at a rate of 20% after the first year of vesting service and become fully vested after five years of service.
  • A participant also becomes fully vested upon death, normal retirement age of 55, total and permanent disability, or termination of the Plan.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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