RETURNMATES 401(K) PLAN Contribution & Employer Match

RETURNMATES 401(K) PLAN Average Participant Retirement Account Value

RETURNMATES 401(K) PLAN Estimated Average Employee Contribution Amount

• Company employees, as defined by the Plan agreement, who have reached age 18 are eligible to participate in and make contributions to the Plan immediately upon hire.
• Participants are permitted to make voluntary pre-tax salary deferrals up to 90% of their annual eligible compensation and Roth post-tax up to 50% of their annual eligible compensation, as defined in the Plan agreement.
• Participants who have reached the age of 50 may also elect to withhold additional "catch-up" contributions under the Code.
• Participants may also contribute amounts representing distributions from other qualified plans (rollovers), excluding rollovers of after-tax contributions, subject to Code regulations.
• The Plan provides for automatic enrollment on the date participants become eligible for the Plan.
• The automatic pre-tax salary deferral contribution is 3% of eligible compensation, as defined in the Plan agreement, unless participants request a different amount to be contributed or formally decline participation.
• Unless otherwise elected by participants, deferrals are automatically increased annually by 1%, up to a maximum of 15%.

• The Company may also make discretionary employer matching and non-elective contributions, at the discretion of the Company’s Board of Directors.
• The Company has not made any discretionary contributions to the Plan through December 31, 2024.

• Participants are immediately fully (100%) vested in their contributions and discretionary Company matching contributions (if any) plus actual earnings.