QUESTCO COMPANIES RETIREMENT PLAN Contribution & Employer Match

QUESTCO COMPANIES RETIREMENT PLAN Average Participant Retirement Account Value

QUESTCO COMPANIES RETIREMENT PLAN Estimated Average Employee Contribution Amount

• Each year, participants may contribute up to 100% of eligible compensation, as defined in the Plan, and designate those contributions as either pre-tax or Roth.
• Participants who have attained age 50 before the end of the Plan year are eligible to make catch-up contributions.
• The Plan includes an auto-enrollment provision whereby adopting employers may elect to have all newly eligible employees automatically enrolled in the Plan unless they affirmatively elect not to participate in the Plan.

• Each adopting employers’ matching contributions are discretionary and determined as a percentage of participant elected deferrals for that employer.
• For the year ended December 31, 2024, adopting employers contributed a discretionary match at various rates.
• If elected, each adopting employer makes a safe harbor matching contribution.
• For the year ended December 31, 2024, adopting employers contributed from 100% of employee deferrals up to the first 1% and 50% of the next 5% to 100% of employee deferrals up to 5% of compensation.

• Participants are vested immediately in their contributions, employer safe harbor matching contributions, plus earnings thereon.
• Each participating employer provides vesting of participating employer discretionary contributions; refer to specific plan agreements for service criteria, vesting percentages, and the policies regarding vesting upon termination.