PROS, INC. 401(K) PLAN Contribution & Employer Match
How PROS, INC. Supports Your Retirement Savings
PROS, INC. provides retirement savings benefits through PROS, INC. 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
PROS, INC. 401(K) PLAN Average Participant Retirement Account Value
PROS, INC. 401(K) PLAN Estimated Average Employee Contribution Amount
585,500.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 9,148.00 in PROS, INC. 401(K) PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in PROS, INC. 401(K) PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
PROS, INC. 401(K) PLAN Total Employer Contribution and Match Rate
PROS, INC. 401(K) PLAN Estimated Average Employer Match
Investing in this additonal $3,101.00 for 20 years would give you extra $198,491.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
PROS, INC. 401(K) PLAN Contribution & Match Policy
PROS, INC. 401(K) PLAN Contribution, Match and Other Plan Policies
- The Plan permits employees, through a salary deferral election, to have the Sponsor make annual contributions of up to 100% of eligible compensation, as defined.
- The Plan also allows participants to designate contributions as Roth 401(k) contributions.
- Participants who have attained age 50 during the plan year may make additional catch-up contributions.
- The Plan Document also includes an automatic deferral feature whereby a participant is treated as electing to defer 4% of eligible compensation unless the participant made an affirmative election otherwise.
- The Sponsor may make discretionary profit-sharing contributions on their employee’s behalf in amounts as determined by the Sponsor.
- Such contributions, if made, are allocated to the profit-sharing contribution account of each participant eligible in pro rata shares.
- No explicit match percentage is stated.
- Participants are immediately vested in 100% of the discretionary employer profit sharing contributions and employee’s contributions, including transfers from qualified plans, plus actual earnings thereon.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
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