PRODUCTIVE EDGE 401(K) PLAN Contribution & Employer Match

How PRODUCTIVE EDGE, LLC Supports Your Retirement Savings

PRODUCTIVE EDGE, LLC provides retirement savings benefits through PRODUCTIVE EDGE 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

PRODUCTIVE EDGE 401(K) PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for PRODUCTIVE EDGE 401(K) PLAN is $52,972.00

PRODUCTIVE EDGE 401(K) PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for PRODUCTIVE EDGE 401(K) PLAN is $7,001.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
448,076.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 7,001.00 in PRODUCTIVE EDGE 401(K) PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in PRODUCTIVE EDGE 401(K) PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

PRODUCTIVE EDGE 401(K) PLAN Total Employer Contribution and Match Rate

In 2024, PRODUCTIVE EDGE 401(K) PLAN allocates $54,985.00 to match its employees’ contributions, providing an employer match rate of 12.47% of their contributions

PRODUCTIVE EDGE 401(K) PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in PRODUCTIVE EDGE 401(K) PLAN is approximately $436.00
Investing in this additonal $436.00 for 20 years would give you extra $27,928.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

PRODUCTIVE EDGE 401(K) PLAN Contribution & Match Policy

PRODUCTIVE EDGE 401(K) PLAN Plan Policies

PRODUCTIVE EDGE 401(K) PLAN Contribution, Match and Other Plan Policies

  • Participants may make voluntary salary reductions (participant contributions) up to the maximum amount allowed by the IRS.
  • For 2024 the deferral limit was $23,000.
  • Participants may also rollover amounts from other qualified plans.
  • Participants over the age of 50 are eligible to make catch-up contributions, not to exceed $7,500 in 2024.
  • The Company may make employer matching contributions based on a percentage of participant contributions.
  • The formula, amount, and frequency of the contributions is determined at the Company’s sole discretion.
  • During 2024, the Company made employer matching contributions of approximately $55,000.
  • Upon entry into the Plan, participants are 100 percent vested in their participant contributions, rollover contributions, and earnings thereon.
  • Employer matching contributions and earnings thereon vest at 100% after participants complete one year of service.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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