POTLATCHDELTIC HOURLY 401(K) PLAN Contribution & Employer Match

How POTLATCHDELTIC CORPORATION Supports Your Retirement Savings

POTLATCHDELTIC CORPORATION provides retirement savings benefits through POTLATCHDELTIC HOURLY 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

POTLATCHDELTIC HOURLY 401(K) PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for POTLATCHDELTIC HOURLY 401(K) PLAN is $58,605.00

POTLATCHDELTIC HOURLY 401(K) PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for POTLATCHDELTIC HOURLY 401(K) PLAN is $3,709.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
237,414.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 3,709.00 in POTLATCHDELTIC HOURLY 401(K) PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in POTLATCHDELTIC HOURLY 401(K) PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

POTLATCHDELTIC HOURLY 401(K) PLAN Total Employer Contribution and Match Rate

In 2024, POTLATCHDELTIC HOURLY 401(K) PLAN allocates $2,374,412.00 to match its employees’ contributions, providing an employer match rate of 51.23% of their contributions

POTLATCHDELTIC HOURLY 401(K) PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in POTLATCHDELTIC HOURLY 401(K) PLAN is approximately $1,875.00
Investing in this additonal $1,875.00 for 20 years would give you extra $120,033.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

POTLATCHDELTIC HOURLY 401(K) PLAN Contribution & Match Policy

POTLATCHDELTIC HOURLY 401(K) PLAN Plan Policies

POTLATCHDELTIC HOURLY 401(K) PLAN Contribution, Match and Other Plan Policies

  • The Plan provides that each eligible participant may elect a deferred contribution up to 25% of their pay period earnings on a pre-tax or after-tax basis.
  • Participants may also make rollover contributions representing distributions from other qualified plans.
  • Eligible participants age 50 or older may elect additional catch-up contributions.
  • Employees are automatically enrolled in the Plan at a 3% deferral rate 30 days after they become eligible unless they elect otherwise.
  • This deferral percentage is increased by 1% annually until the percentage has reached 15% unless the participant elects otherwise.
  • For all hourly bargained employees, the Company makes matching contributions to the Plan on behalf of the participant equal to the matching rate of 50% of their contributions up to 5% of eligible compensation.
  • For all hourly non-bargained employees, the Company makes matching contributions at the matching rate of 70% of their deferred contributions up to 6% of eligible compensation.
  • The Company does not match catch-up contributions.
  • A participant’s interest in their individual contribution accounts are fully vested and not forfeitable at any time.
  • A participant’s vesting in Company non-elective and matching contributions are based on years of service.
  • Participants are 20% vested after one year of service and vest an additional 20% on each successive service anniversary date, becoming 100% vested after five years of service.
  • In general, a participant’s interest in their employer matching account and non-elective contribution account becomes 100% vested if the Plan terminates, if the participant attains age 65 as an employee of the Company, becomes totally and permanently disabled, or dies while an employee.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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