POLAMER PRECISION INC 401(K) PROFIT SHARING PLAN & TRUST Contribution & Employer Match

How POLAMER PRECISION INC Supports Your Retirement Savings

POLAMER PRECISION INC provides retirement savings benefits through POLAMER PRECISION INC 401(K) PROFIT SHARING PLAN & TRUST. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

POLAMER PRECISION INC 401(K) PROFIT SHARING PLAN & TRUST Average Participant Retirement Account Value

In 2024, the average participant retirement account value for POLAMER PRECISION INC 401(K) PROFIT SHARING PLAN & TRUST is $39,074.00

POLAMER PRECISION INC 401(K) PROFIT SHARING PLAN & TRUST Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for POLAMER PRECISION INC 401(K) PROFIT SHARING PLAN & TRUST is $6,422.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
411,038.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 6,422.00 in POLAMER PRECISION INC 401(K) PROFIT SHARING PLAN & TRUST, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in POLAMER PRECISION INC 401(K) PROFIT SHARING PLAN & TRUST

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

POLAMER PRECISION INC 401(K) PROFIT SHARING PLAN & TRUST Total Employer Contribution and Match Rate

In 2024, POLAMER PRECISION INC 401(K) PROFIT SHARING PLAN & TRUST allocates $460,737.00 to match its employees’ contributions, providing an employer match rate of 63.21% of their contributions

POLAMER PRECISION INC 401(K) PROFIT SHARING PLAN & TRUST Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in POLAMER PRECISION INC 401(K) PROFIT SHARING PLAN & TRUST is approximately $2,029.00
Investing in this additonal $2,029.00 for 20 years would give you extra $129,899.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

POLAMER PRECISION INC 401(K) PROFIT SHARING PLAN & TRUST Contribution & Match Policy

POLAMER PRECISION INC 401(K) PROFIT SHARING PLAN & TRUST Plan Policies

POLAMER PRECISION INC 401(K) PROFIT SHARING PLAN & TRUST Contribution, Match and Other Plan Policies

  • Each year, participants may contribute up to 92 percent of pretax annual compensation, as defined in the plan document, up to the maximum limits of the Internal Revenue Code (IRC).
  • Participants also may designate all or a portion of their deferral contributions as after-tax contributions into a Roth account.
  • Participants who have attained age 50 before the end of the plan year are eligible to make catch-up contributions.
  • The Company contributes a non-discretionary match of 25 percent of the first 4 percent of base compensation that a participant contributes to the Plan.
  • Additional profit sharing amounts may be contributed at the option of the Plan management.
  • For the year ended December 31, 2024, there were no profit sharing contributions to the Plan.
  • Participants are vested immediately in their contributions plus actual earnings thereon.
  • Vesting in the Company’s contribution portion of their accounts is based on years of continuous service.
  • The Company’s discretionary matching contributions are based on years of continuous service, starting at 2 years of service 50% vested and 3 or more years 100% vested.
  • Vesting in the Company’s discretionary profit-sharing contributions is based on years of continuous service, starting at 2 years 20% vested, increasing by 20% each year up to 6 or more years being 100% vested.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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