PINNACLE LIVING TSA RETIREMENT PLAN Contribution & Employer Match

How VIRGINIA UNITED METHODIST HOMES, INC. DBA PINNACLE LIVING Supports Your Retirement Savings

VIRGINIA UNITED METHODIST HOMES, INC. DBA PINNACLE LIVING provides retirement savings benefits through PINNACLE LIVING TSA RETIREMENT PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

PINNACLE LIVING TSA RETIREMENT PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for PINNACLE LIVING TSA RETIREMENT PLAN is $40,245.00

PINNACLE LIVING TSA RETIREMENT PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for PINNACLE LIVING TSA RETIREMENT PLAN is $1,947.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
124,642.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 1,947.00 in PINNACLE LIVING TSA RETIREMENT PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in PINNACLE LIVING TSA RETIREMENT PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

PINNACLE LIVING TSA RETIREMENT PLAN Total Employer Contribution and Match Rate

In 2024, PINNACLE LIVING TSA RETIREMENT PLAN allocates $1,242,547.00 to match its employees’ contributions, providing an employer match rate of 62.83% of their contributions

PINNACLE LIVING TSA RETIREMENT PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in PINNACLE LIVING TSA RETIREMENT PLAN is approximately $1,084.00
Investing in this additonal $1,084.00 for 20 years would give you extra $69,391.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

PINNACLE LIVING TSA RETIREMENT PLAN Contribution & Match Policy

PINNACLE LIVING TSA RETIREMENT PLAN Plan Policies

PINNACLE LIVING TSA RETIREMENT PLAN Contribution, Match and Other Plan Policies

  • The Plan allows participants to make voluntary deferral contributions of their annual base compensation, as defined in the Plan document, subject to Internal Revenue Code(IRC) limitations.
  • Participants who have attained age 50 before the end of the Plan year are eligible to make catch-up contributions.
  • The Company currently matches 100% of each participant’s salary deferrals up to 6% of plan compensation.
  • Additional amounts may be contributed at the discretion of the Company.
  • Participants are immediately vested in their voluntary contributions plus actual earnings thereon.
  • Vesting in the employer’s contribution portions of their accounts plus earnings thereon is based on years of continuous service.
  • A participant is 100% vested after three years of service.
  • Participants also become fully vested upon death or disability, or normal retirement age.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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