PGP INTERNATIONAL, INC. 401(K) PLAN Contribution & Employer Match
How PGP INTERNATIONAL, INC. Supports Your Retirement Savings
PGP INTERNATIONAL, INC. provides retirement savings benefits through PGP INTERNATIONAL, INC. 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
PGP INTERNATIONAL, INC. 401(K) PLAN Average Participant Retirement Account Value
PGP INTERNATIONAL, INC. 401(K) PLAN Estimated Average Employee Contribution Amount
147,050.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 2,297.00 in PGP INTERNATIONAL, INC. 401(K) PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in PGP INTERNATIONAL, INC. 401(K) PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
PGP INTERNATIONAL, INC. 401(K) PLAN Total Employer Contribution and Match Rate
PGP INTERNATIONAL, INC. 401(K) PLAN Estimated Average Employer Match
Investing in this additonal $1,941.00 for 20 years would give you extra $124,274.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
PGP INTERNATIONAL, INC. 401(K) PLAN Contribution & Match Policy
PGP INTERNATIONAL, INC. 401(K) PLAN Contribution, Match and Other Plan Policies
- Each year, participants may contribute up to 100% of their compensation, as defined by the Plan.
- Participants who have attained age 50 before the end of the Plan year are eligible to make catch-up contributions.
- The Plan includes an auto-enrollment provision whereby all newly eligible employees are automatically enrolled in the Plan unless they affirmatively elect not to participate in the Plan.
- Automatically enrolled participants have their deferral rate set at 3% of eligible compensation.
- The Company contributes a safe harbor matching contribution to all eligible employees equal to 100% of each participant’s elective deferrals, but not as to exceed 5% of compensation.
- Employees are fully vested in their employee contributions and safe harbor matching contributions to the Plan plus actual earnings thereon.
- Employees are fully vested in discretionary profit-sharing contributions once they have completed an hour of service.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
Get Key Insights for This Plan
Join our community and get data-driven insights about PGP INTERNATIONAL, INC. 401(K) PLAN. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.
Notify Me When Ratings Go LiveExplore More Plan Resources
Recent Articles
- Amazon 401(k) Plan Review: 50% Match, 1.1M Participants, and the 3-Year Vesting Catch
- Citizens Financial Group 401(k) Review: Dollar-for-Dollar Match Up to 4% With Immediate Vesting
- Target’s 401(k) Review: 100% Match on 5% with Immediate Vesting
- Eversource 401(k) Plan Review: Choose Your Match — 3% or 8%, Immediate Vesting Either Way
- Delta’s 401(k): 9% Employer Contribution, 367 Funds, and a Smart Auto-Escalation Design
- Providence Health’s 100% Match on 6% and $600M Pay Raise: What Employees Need to Know
Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
- Passive real estate investments
- more …
Portfolio Calculator (Simulator)
Customize Asset Allocation Portfolios
Retirement Calculator
Investment Calculator
Looking for a (forgotten) 401(k)?
Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …
Keep researching PGP INTERNATIONAL, INC. 401(K) PLAN
Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.
Related Calculators
- 401(k) Employer Match Calculator
- Investment Fee Impact Calculator
- Mega Backdoor Roth 401(k) Calculator
Related Plans
- KIKKOMAN FOODS, INC. 401(K) PLAN (307 participants, $22,111,245)
- IDEASPHERE, INC. 401(K) SAVINGS PLAN (307 participants, $9,685,994)
- CHESAPEAKE SPICE 401(K) PLAN (308 participants, $16,601,525)
- DEVRO, INC. RETIREMENT SAVINGS PLAN (308 participants, $31,454,007)
- J. MANHEIMER INC. SAVINGS PLAN (309 participants, $16,193,574)
