PERC ENGINEERING, LLC 401(K) PLAN Contribution & Employer Match
How PERC ENGINEERING, LLC Supports Your Retirement Savings
PERC ENGINEERING, LLC provides retirement savings benefits through PERC ENGINEERING, LLC 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
PERC ENGINEERING, LLC 401(K) PLAN Average Participant Retirement Account Value
PERC ENGINEERING, LLC 401(K) PLAN Estimated Average Employee Contribution Amount
1,180,633.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 18,447.00 in PERC ENGINEERING, LLC 401(K) PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in PERC ENGINEERING, LLC 401(K) PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
PERC ENGINEERING, LLC 401(K) PLAN Total Employer Contribution and Match Rate
PERC ENGINEERING, LLC 401(K) PLAN Estimated Average Employer Match
Investing in this additonal $7,116.00 for 20 years would give you extra $455,426.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
PERC ENGINEERING, LLC 401(K) PLAN Contribution & Match Policy
PERC ENGINEERING, LLC 401(K) PLAN Contribution, Match and Other Plan Policies
- The Plan provides for pre-tax and Roth contributions expressed as a percentage of the participant’s eligible compensation or a fixed dollar amount and are not to exceed the limits set by the Internal Revenue Code (the ‘IRC’), which limits the annual amount of salary deferrals that may be made by a participant.
- Eligible employees are automatically enrolled in the Plan at 5% of the employee’s eligible compensation, as defined.
- Employees may elect a different percentage or elect not to participate by notifying the Company or the Custodian.
- Eligible participants may also make catch-up contributions upon attaining 50 years of age, as defined by the IRC.
- On the first day of each plan year, participants with an elective deferral percentage of at least 1% will be subject to an automatic deferred percentage increase of 1% annually, up to a maximum of 10%.
- No matching contribution was made in 2024 or 2023 (discretionary matching contribution)
- Participants are immediately vested at 100% in their pre-tax and Roth contributions, rollover contributions, discretionary safe harbor non-elective contributions and non-elective profit sharing contributions plus actual earnings.
- Participants are graded vested in discretionary Company matching contributions at 20% after one year of service, increasing 20% each year thereafter, with participants 100% vested after five years.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
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