PATH CCM, INC. 401(K) PLAN Contribution & Employer Match

How PATH CCM, INC. Supports Your Retirement Savings

PATH CCM, INC. provides retirement savings benefits through PATH CCM, INC. 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

PATH CCM, INC. 401(K) PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for PATH CCM, INC. 401(K) PLAN is $52,118.00

PATH CCM, INC. 401(K) PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for PATH CCM, INC. 401(K) PLAN is $27,691.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
1,772,241.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 27,691.00 in PATH CCM, INC. 401(K) PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in PATH CCM, INC. 401(K) PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

PATH CCM, INC. 401(K) PLAN Total Employer Contribution and Match Rate

In 2024, PATH CCM, INC. 401(K) PLAN allocates $1,568,261.00 to match its employees’ contributions, providing an employer match rate of 40.02% of their contributions

PATH CCM, INC. 401(K) PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in PATH CCM, INC. 401(K) PLAN is approximately $5,541.00
Investing in this additonal $5,541.00 for 20 years would give you extra $354,659.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

PATH CCM, INC. 401(K) PLAN Contribution & Match Policy

PATH CCM, INC. 401(K) PLAN Plan Policies

PATH CCM, INC. 401(K) PLAN Contribution, Match and Other Plan Policies

  • Participants may elect to contribute up to 100% of their eligible compensation subject to the maximum allowed under section 401(k) of the Internal Revenue Code (IRC).
  • Participants who have attained age 50 before the end of the Plan year are eligible to make catch-up contributions, subject to statutory limits.
  • Participants are also permitted to deposit into the Plan distributions received from other qualified plans (rollovers).
  • Participants may also designate a portion or all of their eligible contributions as Roth contributions.
  • The Plan includes an automatic enrollment provision whereby all newly eligible employees are automatically enrolled in the Plan unless they affirmatively elect not to participate in the Plan.
  • Automatically enrolled participants have their deferral rates set at 6% of eligible compensation.
  • The Company makes Actual Deferral Percentage (ADP) safe harbor nonelective contributions of 3% of participants eligible compensation.
  • For the Plan year ended December 31, 2024, ADP safe harbor nonelective contributions were approximately $1,608,000.
  • The Company may, at their sole discretion, make profit sharing contributions.
  • The Company did not make profit sharing contributions in 2024.
  • Participants become immediately vested in their contributions, including rollovers of funds from other qualified retirement plans and earnings thereon.
  • Participants are immediately vested in employer ADP safe harbor nonelective contributions.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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