PACIFIC PLASTICS, INC. 401(K) PLAN Contribution & Employer Match

How PACIFIC PLASTICS, INC. Supports Your Retirement Savings

PACIFIC PLASTICS, INC. provides retirement savings benefits through PACIFIC PLASTICS, INC. 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

PACIFIC PLASTICS, INC. 401(K) PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for PACIFIC PLASTICS, INC. 401(K) PLAN is $30,382.00

PACIFIC PLASTICS, INC. 401(K) PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for PACIFIC PLASTICS, INC. 401(K) PLAN is $2,180.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
139,544.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 2,180.00 in PACIFIC PLASTICS, INC. 401(K) PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in PACIFIC PLASTICS, INC. 401(K) PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

PACIFIC PLASTICS, INC. 401(K) PLAN Total Employer Contribution and Match Rate

In 2024, PACIFIC PLASTICS, INC. 401(K) PLAN allocates $209,082.00 to match its employees’ contributions, providing an employer match rate of 47.01% of their contributions

PACIFIC PLASTICS, INC. 401(K) PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in PACIFIC PLASTICS, INC. 401(K) PLAN is approximately $946.00
Investing in this additonal $946.00 for 20 years would give you extra $60,548.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

PACIFIC PLASTICS, INC. 401(K) PLAN Contribution & Match Policy

PACIFIC PLASTICS, INC. 401(K) PLAN Plan Policies

PACIFIC PLASTICS, INC. 401(K) PLAN Contribution, Match and Other Plan Policies

  • Participants may contribute to the Plan up to 100% of eligible compensation through elective, pre-tax salary deferrals subject to the IRC limit of $23,000 for the year ended December 31, 2024.
  • Upon reaching the age of 50, participants may make additional catch-up contributions limited to $7,500 for the year ended December 31, 2024.
  • Employee contributions up to 3% will receive a safe harbor 401(k) matching contributions of 100% on their deferrals.
  • Employee contributions greater than 3% but not more than 5% will receive a safe harbor 401(k) matching contribution of 50% on their deferrals.
  • Years of Vesting Service Vested Percentage 2 Years of Service 20% 3 Years of Service 40% 4 Years of Service 60% 5 Years of Service 80% 6 or More Years of Service 100% Participants become 100% vested in their accounts if they are employed with the Company upon death, total or permanent disability as defined in the Plan document, upon reaching retirement age, or upon Plan termination.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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