ONTELLUS 401(K) PLAN Contribution & Employer Match

How RECORDXTECHNOLGIES DBA ONTELLUS Supports Your Retirement Savings

RECORDXTECHNOLGIES DBA ONTELLUS provides retirement savings benefits through ONTELLUS 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

ONTELLUS 401(K) PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for ONTELLUS 401(K) PLAN is $24,722.00

ONTELLUS 401(K) PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for ONTELLUS 401(K) PLAN is $2,868.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
183,611.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 2,868.00 in ONTELLUS 401(K) PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in ONTELLUS 401(K) PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

ONTELLUS 401(K) PLAN Total Employer Contribution and Match Rate

In 2024, ONTELLUS 401(K) PLAN allocates $886,828.00 to match its employees’ contributions, providing an employer match rate of 49.46% of their contributions

ONTELLUS 401(K) PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in ONTELLUS 401(K) PLAN is approximately $1,252.00
Investing in this additonal $1,252.00 for 20 years would give you extra $80,165.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

ONTELLUS 401(K) PLAN Contribution & Match Policy

ONTELLUS 401(K) PLAN Plan Policies

ONTELLUS 401(K) PLAN Contribution, Match and Other Plan Policies

  • Each pay-period eligible employees may elect to contribute a percentage or dollar amount of their eligible contributions on a pre-tax basis, after-tax basis (ROTH) or a combination of both to the Plan subject to the limits of the Internal Revenue Service.
  • Per the Plan document the Company has elected to make matching contributions, which are also participant directed, providing the employee makes any elective deferral contribution or catch-up contribution.
  • The Company matching contribution is equal to 100% on the first 3% of eligible compensation, and 50% of the next 2% of eligible compensation, subject to a 4% maximum of eligible compensation deferred to the Plan.
  • Participants are immediately vested in their voluntary contributions plus actual earnings thereon.
  • Vesting in the Company contributions portion of their accounts plus earnings thereon is based on years of continuous service.
  • A participant is 100% vested after six years of credited service.
  • A participant is also 100% vested upon normal retirement age, death, or disability.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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