OMNI SAVINGS PLAN AND TRUST Contribution & Employer Match

How ORTHOPAEDIC MULTISPECIALTY NETWORK, INC. Supports Your Retirement Savings

ORTHOPAEDIC MULTISPECIALTY NETWORK, INC. provides retirement savings benefits through OMNI SAVINGS PLAN AND TRUST. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

OMNI SAVINGS PLAN AND TRUST Contribution & Match Policy

1. Employee Contribution Rates: Employees can contribute a percentage of their salary, limited by Plan provisions.

2. Employer Match/Contribution Conditions: The employer matches 100% of the participants’ voluntary contributions up to 6%.

3. Vesting Schedule/Eligibility: The vesting schedule for discretionary profit sharing and qualified non-elective contributions is based on the following:

4. – Less than 2 years: 0%

5. – 2 years: 20%

6. – 3 years: 40%

7. – 4 years: 60%

8. – 5 years: 80%

9. – 6 or more years: 100%

10. Eligibility requires employees to be employed for 12 consecutive months and work a minimum of 1,000 hours.

11. Roth 401(k) contributions are allowed.