MULLIGAN FUNDING 401(K) PLAN Contribution & Employer Match
How MULLIGAN FUNDING, LLC Supports Your Retirement Savings
MULLIGAN FUNDING, LLC provides retirement savings benefits through MULLIGAN FUNDING 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
MULLIGAN FUNDING 401(K) PLAN Average Participant Retirement Account Value
MULLIGAN FUNDING 401(K) PLAN Estimated Average Employee Contribution Amount
1,114,871.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 17,419.00 in MULLIGAN FUNDING 401(K) PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in MULLIGAN FUNDING 401(K) PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
MULLIGAN FUNDING 401(K) PLAN Total Employer Contribution and Match Rate
MULLIGAN FUNDING 401(K) PLAN Estimated Average Employer Match
Investing in this additonal $3,885.00 for 20 years would give you extra $248,649.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
MULLIGAN FUNDING 401(K) PLAN Contribution & Match Policy
MULLIGAN FUNDING 401(K) PLAN Contribution, Match and Other Plan Policies
- Each year, participants may contribute up to 90% of their annual compensation, as defined in the Plan, into a pre-tax deferral account and/or an after-tax Roth account subject to the limits set by the Internal Revenue Service (IRS).
- Participants may also contribute amounts representing distributions (rollovers) from other qualified plans.
- Participants who have attained age 50 before the end of the Plan year are eligible to make catch-up contributions.
- The Plan requires the Company to match 50% of participant deferrals, limited to deferrals of up to 10% of compensation as defined by the Plan.
- The Plan also allows the Company to make discretionary nonelective contributions.
- There are no additional eligibility requirements to receive a discretionary nonelective contribution.
- No discretionary contributions were made or declared for the periods presented.
- Participants are immediately vested in their deferrals, plus actual earnings thereon.
- Participants become 100% vested in the Company’s matching and discretionary nonelective contributions plus actual earnings thereon after 1 year of credited service.
- A participant becomes fully vested in the entire balance of their account upon attainment of normal retirement age, permanent disability, death or termination of the Plan.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
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- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
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