MNL 401(K) PLAN Contribution & Employer Match

How MINNESOTA NATIVE LANDSCAPES, INC. Supports Your Retirement Savings

MINNESOTA NATIVE LANDSCAPES, INC. provides retirement savings benefits through MNL 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

MNL 401(K) PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for MNL 401(K) PLAN is $3,350.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
214,425.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 3,350.00 in MNL 401(K) PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in MNL 401(K) PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

MNL 401(K) PLAN Total Employer Contribution and Match Rate

In 2024, MNL 401(K) PLAN allocates $136,610.00 to match its employees’ contributions, providing an employer match rate of 56.24% of their contributions

MNL 401(K) PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in MNL 401(K) PLAN is approximately $942.00
Investing in this additonal $942.00 for 20 years would give you extra $60,296.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

MNL 401(K) PLAN Contribution & Match Policy

MNL 401(K) PLAN Plan Policies

MNL 401(K) PLAN Contribution, Match and Other Plan Policies

  • Participants may make voluntary salary reductions (participant contributions) up to the maximum amount allowed by the IRS.
  • For 2024, this deferral limit was $23,000.
  • Participants over the age of 50 are eligible to make catch-up contributions, not to exceed $7,500 in 2024.
  • Participants will be automatically enrolled in the Plan upon satisfaction of eligibility requirements at 5% of eligible compensation.
  • The Company will make safe harbor matching contributions equal to 100% of participants’ elective contributions up to 3% of compensation and 50% of the next 2% of compensation.
  • Due to the Plan termination, all participants are 100 percent vested in their salary deferral contributions, rollover contributions, safe harbor matching contributions, discretionary employer contributions, and earnings thereon.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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