MISSION SUPPORT AND TEST SERVICES LLC (MSTS) REPRESENTED EMPLOYEE 401(K) PLAN Contribution & Employer Match

How MISSION SUPPORT AND TEST SERVICES LLC Supports Your Retirement Savings

MISSION SUPPORT AND TEST SERVICES LLC provides retirement savings benefits through MISSION SUPPORT AND TEST SERVICES LLC (MSTS) REPRESENTED EMPLOYEE 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

MISSION SUPPORT AND TEST SERVICES LLC (MSTS) REPRESENTED EMPLOYEE 401(K) PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for MISSION SUPPORT AND TEST SERVICES LLC (MSTS) REPRESENTED EMPLOYEE 401(K) PLAN is $53,487.00

MISSION SUPPORT AND TEST SERVICES LLC (MSTS) REPRESENTED EMPLOYEE 401(K) PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for MISSION SUPPORT AND TEST SERVICES LLC (MSTS) REPRESENTED EMPLOYEE 401(K) PLAN is $5,488.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
351,266.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 5,488.00 in MISSION SUPPORT AND TEST SERVICES LLC (MSTS) REPRESENTED EMPLOYEE 401(K) PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in MISSION SUPPORT AND TEST SERVICES LLC (MSTS) REPRESENTED EMPLOYEE 401(K) PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

MISSION SUPPORT AND TEST SERVICES LLC (MSTS) REPRESENTED EMPLOYEE 401(K) PLAN Total Employer Contribution and Match Rate

In 2024, MISSION SUPPORT AND TEST SERVICES LLC (MSTS) REPRESENTED EMPLOYEE 401(K) PLAN allocates $993,303.00 to match its employees’ contributions, providing an employer match rate of 22.37% of their contributions

MISSION SUPPORT AND TEST SERVICES LLC (MSTS) REPRESENTED EMPLOYEE 401(K) PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in MISSION SUPPORT AND TEST SERVICES LLC (MSTS) REPRESENTED EMPLOYEE 401(K) PLAN is approximately $1,013.00
Investing in this additonal $1,013.00 for 20 years would give you extra $64,868.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

MISSION SUPPORT AND TEST SERVICES LLC (MSTS) REPRESENTED EMPLOYEE 401(K) PLAN Contribution & Match Policy

MISSION SUPPORT AND TEST SERVICES LLC (MSTS) REPRESENTED EMPLOYEE 401(K) PLAN Plan Policies

MISSION SUPPORT AND TEST SERVICES LLC (MSTS) REPRESENTED EMPLOYEE 401(K) PLAN Contribution, Match and Other Plan Policies

  • Participants may elect to defer pre-tax, Roth, and after-tax compensation up to 75% of their annual compensation or a flat dollar amount, not to exceed $23,000 under the Internal Revenue Code (IRC) Section 401(k) for the 2024 plan year.
  • Under IRC Section 401(k), participants attaining the age of 50 years during 2024 plan year are allowed to make catch-up contributions, not to exceed $7,500 for 2024.
  • Effective July 1, 2024, new hires accepting employment on or after July 1, 2024…
  • will be automatically enrolled in the Plan at 6% and can opt out of plan participation or adjust contributions.
  • Effective June 19, 2023, the Company contributes a matching contribution each pay period equal to 100% of the first 6% of the participant’s pre-tax, Roth and/or after-tax contributions to Former SOC Participants who are not eligible to participate in the NNSS IGAN Pension Plan.
  • Participants are immediately fully vested in their contributions and the earnings thereon. Effective June 19, 2023, the company matching contributions and additional employer contributions made to Former SOC Participants are subject to the following
  • 5+ years: 100%

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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