MATTEL, INC. PERSONAL INVESTMENT PLAN Contribution & Employer Match

How MATTEL, INC. Supports Your Retirement Savings

MATTEL, INC. provides retirement savings benefits through MATTEL, INC. PERSONAL INVESTMENT PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

MATTEL, INC. PERSONAL INVESTMENT PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for MATTEL, INC. PERSONAL INVESTMENT PLAN is $169,512.00

MATTEL, INC. PERSONAL INVESTMENT PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for MATTEL, INC. PERSONAL INVESTMENT PLAN is $4,979.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
318,716.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 4,979.00 in MATTEL, INC. PERSONAL INVESTMENT PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in MATTEL, INC. PERSONAL INVESTMENT PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

MATTEL, INC. PERSONAL INVESTMENT PLAN Total Employer Contribution and Match Rate

In 2024, MATTEL, INC. PERSONAL INVESTMENT PLAN allocates $27,115,000.00 to match its employees’ contributions, providing an employer match rate of 73.55% of their contributions

MATTEL, INC. PERSONAL INVESTMENT PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in MATTEL, INC. PERSONAL INVESTMENT PLAN is approximately $3,634.00
Investing in this additonal $3,634.00 for 20 years would give you extra $232,621.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

MATTEL, INC. PERSONAL INVESTMENT PLAN Contribution & Match Policy

MATTEL, INC. PERSONAL INVESTMENT PLAN Plan Policies

MATTEL, INC. PERSONAL INVESTMENT PLAN Contribution, Match and Other Plan Policies

  • Plan participants who are not classified as "highly compensated employees" under the Internal Revenue Code (the "Code") may contribute up to 80 percent of their compensation.
  • Plan participants who are classified as "highly compensated employees" may contribute up to 20 percent of their compensation.
  • The Plan includes provisions for automatic enrollment and re-enrollment of participants and automatic increases in participant contributions.
  • Under these provisions, each employee is automatically enrolled for contributions upon the employee’s commencement of employment (or later eligibility date) equal to two percent of compensation.
  • In addition, the contribution percentage of each participant who has elected (or who has been automatically enrolled) to contribute less than six percent of compensation is automatically increased by two percent as of the first April that is at least 90 days after the participant has elected (or has been automatically enrolled) to contribute to the Plan.
  • The automatic two percent increase continues on each subsequent April until the participant’s contribution level reaches six percent of compensation.
  • The Company makes matching contributions equal to 50 percent of the first six percent of compensation contributed by participants.
  • Vesting schedule: 1 year of credited service: 0% 2 years of credited service: 0% 3 years of credited service: 100% Participants are immediately vested in their contributions plus earnings thereon.
  • While being an employee, participants can also become fully vested in the balance of their accounts upon attainment of age 65, total and permanent disability, or death.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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