LINKLATERS LLP 401(K) PLAN FOR ASSOCIATES Contribution & Employer Match

How LINKLATERS LLP Supports Your Retirement Savings

LINKLATERS LLP provides retirement savings benefits through LINKLATERS LLP 401(K) PLAN FOR ASSOCIATES. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

LINKLATERS LLP 401(K) PLAN FOR ASSOCIATES Average Participant Retirement Account Value

In 2024, the average participant retirement account value for LINKLATERS LLP 401(K) PLAN FOR ASSOCIATES is $125,237.00

LINKLATERS LLP 401(K) PLAN FOR ASSOCIATES Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for LINKLATERS LLP 401(K) PLAN FOR ASSOCIATES is $10,777.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
689,764.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 10,777.00 in LINKLATERS LLP 401(K) PLAN FOR ASSOCIATES, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in LINKLATERS LLP 401(K) PLAN FOR ASSOCIATES

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

LINKLATERS LLP 401(K) PLAN FOR ASSOCIATES Contribution & Match Policy

LINKLATERS LLP 401(K) PLAN FOR ASSOCIATES Plan Policies

LINKLATERS LLP 401(K) PLAN FOR ASSOCIATES Contribution, Match and Other Plan Policies

  • Participants may elect to contribute not less than 1% and not more than 70% of their compensation, as defined, subject to certain limitations, as a reduction of salary.
  • Employees are automatically enrolled at a 7% deferral rate upon becoming eligible to participate in the Plan and they may elect to change or discontinue deferrals at any time.
  • The Plan allows employees who attained age 50 by year end to make catch-up contributions up to $7,500 in 2024.
  • The Plan also allows for Roth elective deferrals.
  • On the first of January each year, the Plan processes automatic increase rate is 2% up to a maximum of 15%.
  • Each participant has a non-forfeitable right to 100% of the value of his or her salary reduction contributions and rollover contribution accounts.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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