LIFOVUM FERTILITY MANAGEMENT, LLC 401(K) PROFIT SHARING PLAN Contribution & Employer Match

LIFOVUM FERTILITY MANAGEMENT, LLC 401(K) PROFIT SHARING PLAN Contribution & Employer Match

LIFOVUM FERTILITY MANAGEMENT, LLC provides the following retirement savings benefits to its employees:

LIFOVUM FERTILITY MANAGEMENT, LLC 401(K) PROFIT SHARING PLAN Average Participant Retirement Account Value

In 2018, the average participant retirement account value for LIFOVUM FERTILITY MANAGEMENT, LLC 401(K) PROFIT SHARING PLAN is $68,065.00

LIFOVUM FERTILITY MANAGEMENT, LLC 401(K) PROFIT SHARING PLAN Estimated Average Employee Contribution Amount

In 2018, the estimated average employee contribution amount per participant for LIFOVUM FERTILITY MANAGEMENT, LLC 401(K) PROFIT SHARING PLAN is $2,599.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
166,354.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 2,599.00 in LIFOVUM FERTILITY MANAGEMENT, LLC 401(K) PROFIT SHARING PLAN, assuming a 10%* annual return.

2023 & 2024 401(k) contribution limits by IRS

 Pretax and roth employee contributionsEmployee and employer contributions combinedCatch-up contributions (in addition to the employee and employer combined limit, age 50 and over)
401(k) contribution limit for 2023$22,500$66,000$7,500
401(k) contribution limit for 2024$23,000$69,000$7,500

$1,440,056: this is the amount you will have saved 20 years later if you contribute the maximum of $22,500 annually for 20 years, assuming a 10%* annual return.

$4,224,165: for those who can maximize employee and employer annual $66,000 contributions for 20 years, assuming a 10%* annual return, you will be 3 times richer!

Use the 401(k) Savings Calculator to determine how much your contributions will accumulate over time.

Employer match in LIFOVUM FERTILITY MANAGEMENT, LLC 401(K) PROFIT SHARING PLAN

An employer match is deemed as ‘free’ money wherein your employer contributes additional funds to your allocated retirement savings plan. The matching amount can frequently be several percentage points of your compensation. Don’t avoid this free salary ‘raise’.

LIFOVUM FERTILITY MANAGEMENT, LLC 401(K) PROFIT SHARING PLAN Total Employer Contribution and Match Rate

In 2018, LIFOVUM FERTILITY MANAGEMENT, LLC 401(K) PROFIT SHARING PLAN allocates $1,054,176.00 to match its employees' contributions, providing an employer match rate of 148.02% of their contributions

LIFOVUM FERTILITY MANAGEMENT, LLC 401(K) PROFIT SHARING PLAN Estimated Average Employer Match

In 2018, the estimated average employer match for an employee in LIFOVUM FERTILITY MANAGEMENT, LLC 401(K) PROFIT SHARING PLAN is approximately $3,847.00
Investing in this additonal $3,847.00 for 20 years would give you extra $246,230.00, assuming a 10% annual return.

LIFOVUM FERTILITY MANAGEMENT, LLC 401(K) PROFIT SHARING PLAN Contribution & Match Policy

1. Employee Contribution Rates: Up to 50 percent (15 percent for highly compensated participants) of pretax annual compensation.

2. Employer Match/Contribution Conditions: Discretionary profit sharing contributions are allocated to eligible participants who worked 1,000 hours or more during the Plan year and were employed on the last day of the Plan year.

3. Vesting Schedule/Eligibility: Participants are vested immediately in their contributions; employer's discretionary profit sharing contributions vest at 20 percent after two years of service and an additional 20 percent each year thereafter until 100 percent vested upon six years of service.

4. Roth 401(k) Contribution: The Plan allows for Roth contributions.

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