KRISPY KREME DOUGHNUT CORPORATION RETIREMENT SAVINGS PLAN Contribution & Employer Match
How KRISPY KREME DOUGHNUT CORPORATION Supports Your Retirement Savings
KRISPY KREME DOUGHNUT CORPORATION provides retirement savings benefits through KRISPY KREME DOUGHNUT CORPORATION RETIREMENT SAVINGS PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
KRISPY KREME DOUGHNUT CORPORATION RETIREMENT SAVINGS PLAN Average Participant Retirement Account Value
KRISPY KREME DOUGHNUT CORPORATION RETIREMENT SAVINGS PLAN Estimated Average Employee Contribution Amount
57,036.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 891.00 in KRISPY KREME DOUGHNUT CORPORATION RETIREMENT SAVINGS PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in KRISPY KREME DOUGHNUT CORPORATION RETIREMENT SAVINGS PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
KRISPY KREME DOUGHNUT CORPORATION RETIREMENT SAVINGS PLAN Total Employer Contribution and Match Rate
KRISPY KREME DOUGHNUT CORPORATION RETIREMENT SAVINGS PLAN Estimated Average Employer Match
Investing in this additonal $621.00 for 20 years would give you extra $39,746.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
KRISPY KREME DOUGHNUT CORPORATION RETIREMENT SAVINGS PLAN Contribution & Match Policy
KRISPY KREME DOUGHNUT CORPORATION RETIREMENT SAVINGS PLAN Contribution, Match and Other Plan Policies
- Participants may elect to defer a specific dollar amount or a percentage of their annual compensation, as defined in the Plan.
- The Plan also allows participants to make elective pre-tax, after-tax, and Roth deferral contributions to the Plan.
- Participants who have attained age 50 before the end of the plan year are eligible to make catch-up contributions.
- The Plan has elected safe harbor status.
- In order to maintain this status, the Company matches 100% of each participant’s elective deferrals not exceeding 3% of the participant’s compensation, plus 50% of each participant’s elective deferrals in excess of 3% but not in excess of 5% of the participant’s compensation.
- Participants are immediately vested in their contributions and the Company’s matching contributions plus actual earnings thereon.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
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